Discover our new Nose-to-Tail Cover
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Bow Wow Meow is proud to have been awarded winner of Canstar’s ‘Most Satisfied Customers’ Award in the Pet Insurance category for both 2024 and 2025!
Bow Wow Meow is proud to be the only Pet Insurer that has been awarded Product Review’s Top Rated Pet Insurance every year from 2018 to 2026! This is based on 3,193 independent customer reviews (as at 09/04/2026), with an overall rating of 4.5 stars.
We also have the following ratings on other review platforms:
Google Review rating of 4.5 stars (based on 1,358 reviews)
Trust Pilot rating of 4.6 stars (based on 555 reviews)
Bow Wow Meow has been chosen as Winner of 4 categories in the 2026 Finder Pet Insurance Customer Satisfaction Awards!
– Most Trusted Pet Insurance
– Easiest to Claim Pet Insurance
– Most Recommended Pet Insurance
– Legendary Service Pet Insurance
We also received Highly Commended Awards for Loved Brand Pet Insurance and Best Value Pet Insurance.
Bow Wow Meow is an Australian-owned and operated pet insurance provider. Our focus is purely on pets, and we are proud to have helped provide peace of mind to over 200,000 Aussie pet owners since 2008.
Your cover your way
Benefit limit
Up to $10k, $20k or $30k annual benefit limit
Get back
Up to 70%, 80% or 90% of your eligible vet bills back⑅
Annual excess
Optional annual excess for more control over your premiums
You also get
Zero sub-limits
More benefits when you need them
GapOnly®
Claim on the spot and pay only the gap+
Live Vet
24/7 complimentary Live Vet support^
Add on
Booster Care
Get up to $2k per year for specified dental conditions and specialised therapies including behavioural therapies and physiotherapy◇.
Routine Care
Optional non-insurance benefit for vaccinations, health checks and more.
We've insured over 200,000 Aussie pets
Fast & easy claims processing
24/7 Live Vet^ care
GapOnly® on the spot claiming+
Award-winning service
I can't say enough great things about Bow Wow Meow. Their communication is top notch and I have recommended them to others.
August 2025
So glad we have pet insurance with Bow Wow Meow - it's been a lifesaver! Claims are easy, customer service is great and we were reimbursed quickly after our dog’s dental surgery. Worth every cent for peace of mind.
June 2025
Love the responsiveness of the insurance team. I am never worried when I put a claim in - everything is well explained and I know the claim is in good hands!
July 2025
Amazing service - process made so easy with just paying the gap payment when the unexpected arises. They have also proactively offered services during public holidays such as 24hr vet services and cover for boarding during the floods.
April 2025
For the past six years each interaction I have had with Bow Wow Meow Pet Insurance has been excellent! Fast, efficient, no fuss and fair. How I wish that Bow Wow did health insurance for humans.
June 2025
Ease of claim and high benefits!! Cannot rate this insurance company better! Claims processed almost immediately and such good reimbursement.
January 2025
I've have had Bow Wow Meow for my Beagle for about 5 years now and they've been invaluable covering what Beagles do best...following their nose...vet visits for stings, foreign objects, xrays.
May 2025
Great customer service and claims management. Claims and were all processed directly at the vet. I was able to request a quote of coverage for multiple options easily and quickly before the procedure so the event went ahead as planned.
July 2025
I have been with Bow Wow Meow for 8 years now. They have always provided excellent service and response to claims submitted. They have also given me options at renewal time to assist with reducing costs. Can't go wrong with insuring your pets with them!
May 2025
Our pet has been insured with Bow Wow Meow for several years now, claiming has also been a breeze. It is an easy & efficient online process. It is always a pleasure dealing with your company, keep up the great work!
April 2025
Bow Wow Meow is the Gold standard in Pet Insurance. We've insured our dog with them since the day we adopted her, and every visit to the vet has been covered.
August 2025
Bow Wow Meow is proud to be the only Pet Insurer that has been awarded Product Review’s Top Rated Pet Insurance every year from 2018 to 2026! This is based on 3,193 independent customer reviews (as at 09/04/2026), with an overall rating of 4.5 stars.
We also have the following ratings on other review platforms:
Google Review rating of 4.5 stars (based on 1,358 reviews)
Trust Pilot rating of 4.6 stars (based on 555 reviews)
Bow Wow Meow is proud to have been awarded sole winner of Canstar’s ‘Most Satisfied Customers’ Award in the Pet Insurance Category for both 2024 and 2025!
Bow Wow Meow is proud to be the only Pet Insurer that has been awarded Product Review’s Top Rated Pet Insurance every year from 2018 to 2026! This is based on 3,193 independent customer reviews (as at 09/04/2026), with an overall rating of 4.5 stars.
We also have the following ratings on other review platforms:
Google Review rating of 4.5 stars (based on 1,358 reviews)
Trust Pilot rating of 4.6 stars (based on 555 reviews)
Bow Wow Meow is proud to have been awarded sole winner of Canstar’s ‘Most Satisfied Customers’ Award in the Pet Insurance Category for both 2024 and 2025!
Don’t let the bill decide their care
When your pet needs treatment, every decision matters. Bow Wow Meow helps take the pressure off unexpected vet costs — from accidents and illnesses to surgery, diagnostics and emergency care — so you can focus on what matters most.
Choose flexible cover to suit your budget, with options for how much you claim back, your annual limit and excess. With features like GapOnly® claims, zero sub-limits and 24/7 Live Vet access^, you’ll have support when you need it most.
For extra peace of mind, add optional benefits for dental treatments, therapies, vaccinations and routine care — all designed to help protect your pet from nose to tail.
Key coverage
Accidents & injuries
Cover for unexpected accidents like broken bones, bites or poisoning.
Illnesses
Cover for common and serious illnesses, from infections to conditions like cancer or diabetes.
Surgery & hospitalisation
Help cover the cost of surgery, hospital stays and specialist treatment.
Diagnostic Tests
Includes tests such as X-rays, MRIs and blood tests to diagnose health issues.
Emergency Care
Cover for after-hours emergencies and urgent veterinary treatment.
Hereditary conditions
We don’t exclude any hereditary or congenital conditions.
Get 2 months free for your dog or cat!
Right now, we’re giving you two months free in your first year for our
Nose-to-Tail Cover. Help your pet get the care they deserve*.
Get a quick quote
