Get the right pet insurance for your breed

There are hundreds of dog and cat breeds in Australia. Over time, many breeds have developed specific health conditions that they are more likely to suffer from.

At Bow Wow Meow, we do not exclude cover for any hereditary breed conditions (excluding pre-existing conditions). We do, however, think it is important to be aware of the conditions that your pet may develop, to help you make an informed decision about your pet insurance cover.

Most common health issues
Breed information & tips
Pet insurance cover for your breed

What do you need to be aware of for your breed?



Our pet insurance plans^

Award winning cover with more benefits

Note that as of 5 December 2018, we have introduced a new range of pet insurance plans. Our previous plans are no longer available for new policies, but will be continued for existing policies.

Our new plans offer:

  • A range of flexible cover options.
  • 95% of claims processed within 5-10 days.
  • No excess means even smaller vet bills are covered.
  • Low effort claims process saves you the ‘claims run around’.
  • Optional Routine Care cover on all plans.
  • Winner of Product Review Best Pet Insurance for 2019.

 

^Based on statistics and information from the period 01/10/2017 – 30/09/2018

  • Our most popular plan
  • $15,000 annual benefit limit
  • Flexible choice of 60%, 70% or 80% Benefit Percentage (percent of eligible vet bill covered)
  • Hip Joint Surgery cover -up to $7,600 per hip
  • $2,000 tick paralysis sub-limit
  • New premium plan
  • $20,000 annual benefit limit
  • 80% Benefit Percentage (percent of eligible vet bill covered)
  • Includes dental illness cover ($1,000 total annual limit)
  • Hip Joint Surgery cover – up to $7,600 per hip
  • $3,000 tick paralysis sub-limit
  • Option to add alternative therapy cover ($1,000 total annual limit)
  • New extended accident plan – now includes cover for tick paralysis, poisoning,  ingestion of object & spinal disc rupture
  • $10,000 annual benefit limit
  • 80% Benefit Percentage (percent of eligible vet bill covered)
  • Hip Joint Surgery cover – up to $7,600 per hip
  • Insurance cover, tailor made for indoor cats who have lower risk of getting injured
  • $5,000 annual benefit limit
  • 80% Benefit Percentage (percent of eligible vet bill covered)

Get cover that’s right for your pet and your family

When you get a quote, we highlight the key elements that you need to cover for your pet's breed, so you are sure to get the right cover.

2 months free for puppies & kittens!

Congrats on your new bundle of joy!

To ensure your fur baby is covered from the start, we'd like to offer you 2 months free in your first year. This promo will be automatically applied on sign up for pets under 12 months old.2

We know breeds

What cover do you need for your…

Common health issues for an American Staffordshire Bullterrier include:

Before you select your cover, see what options others are choosing for
their American Staffordshire Bullterrier.

Petsure data from 1/7/2017 to 30/6/2018
Swipe for more videos

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save
$0.00*

#Based on maximum Bow Wow Meow claims evidenced between 01/10/2017 to 30/09/2018 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

Our customers love us

Most of our new policy holders have been referred by their friends.

10% discount for multiple pets

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Lifetime Cover4
Streamlined claims

Pet insurance for Australian pet owners

Why pet insurance makes sense

As caring pet parents, you value your pet’s health and want to ensure they are always well looked after. The fact is that, no matter how well you look after them, most pets will require veterinary treatment at some stage.

The good news is that vet care has advanced significantly over the past decade. Unfortunately, the cost of vet treatment has also risen significantly and there is no Medicare for pets, so when anything happens to your furry family members, you will need to foot the bill.

Vet bills for injuries or illnesses can quickly add up to thousands of dollars.

Pet insurance is a way to protect both you and your pet from unexpected vet bills. There is no need for your pet to suffer if veterinary care is too pricey, and no difficult decisions for you to make other than getting them the best possible care.

Bow Wow Meow is focussed entirely on you and your pets. We are not some big, faceless insurance company, we are a team of Aussie pet lovers.

Yet, as we are underwritten by Australia’s largest pet insurer, we are just as secure as any of our competitors.

We are here for you, and are determined to help you when you need it most. That is why our policy holders have rated us the #1 Pet Insurer in Australia on independent consumer site Product Review for the past three years.

We are very proud to have been awarded Best Pet Insurer by Product Review in 2017 and again in 2018/2019!

 

 

Our new improved pet portal allows you to submit claims and manage your policy quickly and easily online.

We have also recently introduced our new low effort claims service, which means that, if we require further information after you submit a claim, we will now correspond directly with your vet. This saves you having to worry about your claim and chasing up your vet, and will make claiming a lot smoother and easier.

We have listened to our customers, and know you prefer to get money back for each eligible vet bill. We have therefore removed the per-condition excess from our new range of policies.

This translates into more rebates for our customers for even the smallest vet bills!

We have designed our policies to suit the needs of every type of pet owner. For example:

  • Our new policies offer a range of annual benefit levels (ranging from $5,000 for our Indoor Cat plan up to $20,000 for our Ultimate Care plan)
  • Under our Peace of Mind plan you can choose between a reimbursement level of 60%, 70% or 80% for eligible vet bills
  • Our new Indoor Cat plan offers a specific policy for the needs of indoor cats.
  • Our new Ultimate Care plan includes $1,000  per year towards dental illness and the option to get covered for alternative care.

Once your pet is insured, we will cover all chronic conditions (excluding pre-existing conditions) for the life of the pet up to the annual benefit limit each year, provided you renew your policy each year without any break, lapse or change in the level of cover.

You can apply to have any pre-existing condition exclusions reviewed after 18 months of continuous cover, provided your vet has verified that your pet has been free of any clinical signs or recurrence of the pre-existing condition.

Get a quote

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All pets matter to us

Pet Talk

Jam packed with news, tips and advice on how to provide the best possible care for your Bow Wow or Meow!