People friendly pet insurance

Bow Wow Meow Pet Insurance is rated 4.1/5 on productreview.com.au based
on 1,569 independent customer reviews (as of 27/11/2018).

We are also proud to have been awarded Product Review’s Pet Insurer of the Year for 2017 and again for 2018/2019.

Your pet is part of your family. When you insure with Bow Wow Meow, they become a part of our family too. We think that's why we’re Australia’s number one rated pet insurer on Product Review, and were named their Pet Insurer of the Year for 2019.

Insurance built for your pet

Bow Wow Meow Pet Insurance is rated 4.1/5 on productreview.com.au based
on 1,569 independent customer reviews (as of 27/11/2018).

We are also proud to have been awarded Product Review’s Pet Insurer of the Year for 2017 and again for 2018/2019.

We're more than insurers, we're pet people too. We understand that different pets have different needs. That's why we've introduced our new Indoor Cat plan, which offers cover tailored specifically for cats that stay indoors.

Pups & kittens 2 months free

Bow Wow Meow Pet Insurance is rated 4.1/5 on productreview.com.au based
on 1,569 independent customer reviews (as of 27/11/2018).

We are also proud to have been awarded Product Review’s Pet Insurer of the Year for 2017 and again for 2018/2019.

Congrats on your new bundle of joy! To ensure your precious fur baby is covered from the start, we'll give you 2 months free in their first year. 2

Get the right pet insurance for your breed

There are hundreds of dog and cat breeds in Australia. Over time, many breeds have developed specific health conditions that they are more likely to suffer from.

At Bow Wow Meow, we do not exclude cover for any hereditary breed conditions (excluding pre-existing conditions). We do, however, think it is important to be aware of the conditions that your pet may develop, to help you make an informed decision about your pet insurance cover.

Most common health issues
Breed information & tips
Pet insurance cover for your breed

What do you need to be aware of for your breed?

Can’t find your breed?

Our pet insurance plans

Award winning cover with more benefits

Please note that as of 5 December 2018, we have introduced a new range of pet insurance plans. Our previous plans are no longer available for new policies, but will be continued for existing policies.

Our new plans offer:

  • A range of flexible cover options.
  • No excess, which means even smaller vet bills are covered.
  • Low effort claims process, saving you the ‘claims run around’.
  • Optional Routine Care cover on all plans.
  • 95% of claims processed within 5-10 days.
  • Winner of Product Review Best Pet Insurance for 2019.

 

Info based on statistics and information from the period 01/10/2017 – 30/09/2018

Compare Dog Plans Compare Cat Plans
  • Our most popular plan
  • $15,000 annual benefit limit
  • Flexible choice of 60%, 70% or 80% benefit percentage (percent of eligible vet bill covered)
  • Hip Joint Surgery cover – up to $7,600 per hip
  • $2,000 tick paralysis annual sub-limit
  • New premium plan
  • $20,000 annual benefit limit
  • 80% benefit percentage (percent of eligible vet bill covered)
  • Includes dental illness cover ($1,000 total annual limit)
  • Hip Joint Surgery cover – up to $7,600 per hip
  • $3,000 tick paralysis annual sub-limit
  • Option to add alternative therapy cover ($1,000 total annual limit)
  • New extended accident plan – now includes cover for tick paralysis, poisoning,  ingestion of object & spinal disc rupture
  • $10,000 annual benefit limit
  • 80% benefit percentage (percent of eligible vet bill covered)
  • Hip Joint Surgery cover – up to $7,600 per hip (stated accidents only)
  • Insurance cover tailor made for indoor cats who have a lower risk of getting injured
  • $5,000 annual benefit limit
  • 80% benefit percentage (percent of eligible vet bill covered)
Flexible cover options
Life-long cover4
Quick claim turnaround
Zero excess
Additional
 benefits
Peace of mind

Get cover that’s right for your pet and your family

When you get a quote, we highlight the key conditions that you need to cover for your pet's breed, so you can be sure to get the right cover.
Get a quote

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save
$0.00*

#Based on maximum Bow Wow Meow claims evidenced between 01/10/2017 to 30/09/2018 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

2 months free for puppies & kittens!

Congrats on your new bundle of joy!

To ensure your fur baby is covered from the start, we'd like to offer you 2 months free in your first year. This promo will be automatically applied on sign up for pets under 12 months old.2

We know breeds

What cover do you need for your…

Common health issues for an
American Staffordshire Bullterrier include:

View cover options

Before you select your cover, see what options others are choosing for
their American Staffordshire Bullterrier.

Accident & illness
%
of policies include accident & illness cover
Accident & illness

Accidental Injury is defined as physical harm or injury arising from a single event occurring at an identifiable time and place, independent of any other cause, including any pre-existing condition. Illness is defined as any sickness or disease not covered under Accidental Injury cover.

Annual benefit limit
%
of policies include $15,000 annual benefit limit
Annual benefit limit

Annual Benefit Limit is defined as the total amount payable under your policy in each Policy Period for each level of cover selected, subject to sub-limits.

Benefit percentage
%
of policy holders choose 70% benefit percentage
Benefit percentage

Benefit percentage is defined as the stated percentage of each claim for eligible vet expenses for which Bow Wow Meow will reimburse you, subject to any applicable benefit limits.

Routine care
%
of policies 
include Routine care cover
Routine care

Our Routine Care assists you and your vet in providing for your pet’s routine care cover items. It helps encourage regular vet consultations and promotes early detection of potential health problems.

Petsure data from 1/7/2017 to 30/6/2018

Mike’s Border Collie, Lucky, developed epilepsy at 9 years of age

Rachel's little girl, Lilly, racked up over $55,000 in vet expenses over 9 years

At 5 months of age, Pip’s boy Odin the Alaskan Malamute, wasn’t walking quite right

Susanne’s German Shepherd, Milly, was diagnosed with aggressive cancer

Lauren’s Labrador, Moose, needed surgery for a Luxating Patella

Andrew’s special girl, Sandy, needed surgery from torn cruciate ligaments

Penny’s active Border Collie, Joey, had hip dysplasia in both hips

Swipe for more videos

Our customers love us

Most of our new policy holders have been referred by their friends.
Claim paid in 24hrs!! Amazing service!
Marc,Oct 18
One of the best insurers I have dealt with.
Jatzor,Jul 18
Has been a lifesaver!
Cat,April 18
Fast, efficient claims process
Clare,Aug 18
Very surprised at how much we saved.
Fishman,May 18
Claims process is fantastic!
Monique,Oct 18
Using the portal was quick & easy.
TP,Oct 18
Exceptional service & quick payment!
Simon,Oct 18
Would not be without it.
Alex,Sept 18
Peace of mind. Friendly Staff.
Marylin,Oct 18
Amazed at how easy it was to claim!
Cassie,Jun 18

Bow Wow Meow Pet Insurance is rated 4.1/5 on productreview.com.au based
on 1,569 independent customer reviews (as of 27/11/2018).

We are also proud to have been awarded Product Review’s Pet Insurer of the Year for 2017 and again for 2018/2019.

10% discount for multiple pets

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Lifetime Cover4
Streamlined claims

Pet insurance for Australian pet owners

Why pet insurance makes sense

As caring pet parents, you value your pet’s health and want to ensure they are always well looked after. The fact is that, no matter how well you look after them, most pets will require veterinary treatment at some stage.

The good news is that vet care has advanced significantly over the past decade. Unfortunately, the cost of vet treatment has also risen significantly and there is no Medicare for pets, so when anything happens to your furry family members, you will need to foot the bill.

Vet bills for injuries or illnesses can quickly add up to thousands of dollars.

Pet insurance is a way to protect both you and your pet from unexpected vet bills. There is no need for your pet to suffer if veterinary care is too pricey, and no difficult decisions for you to make other than getting them the best possible care.

Bow Wow Meow is focussed entirely on you and your pets. We are not some big, faceless insurance company, we are a team of Aussie pet lovers.

Yet, as we are underwritten by Australia’s largest pet insurer, we are just as secure as any of our competitors.

We are here for you, and are determined to help you when you need it most. That is why our policy holders have rated us the #1 Pet Insurer in Australia on independent consumer site Product Review for the past three years.

We are very proud to have been awarded Best Pet Insurer by Product Review in 2017 and again in 2018/2019!

 

 

Our new improved pet portal allows you to submit claims and manage your policy quickly and easily online.

We have also recently introduced our new low effort claims service, which means that, if we require further information after you submit a claim, we will now correspond directly with your vet. This saves you having to worry about your claim and chasing up your vet, and will make claiming a lot smoother and easier.

We have listened to our customers, and know you prefer to get money back for each eligible vet bill. We have therefore removed the per-condition excess from our new range of policies.

This translates into more rebates for our customers for even the smallest vet bills!

We have designed our policies to suit the needs of every type of pet owner. For example:

  • Our new policies offer a range of annual benefit levels (ranging from $5,000 for our Indoor Cat plan up to $20,000 for our Ultimate Care plan)
  • Under our Peace of Mind plan you can choose between a reimbursement level of 60%, 70% or 80% for eligible vet bills
  • Our new Indoor Cat plan offers a specific policy for the needs of indoor cats.
  • Our new Ultimate Care plan includes $1,000  per year towards dental illness and the option to get covered for alternative care.

Once your pet is insured, we will cover all chronic conditions (excluding pre-existing conditions) for the life of the pet up to the annual benefit limit each year, provided you renew your policy each year without any break, lapse or change in the level of cover.

You can apply to have any pre-existing condition exclusions reviewed after 18 months of continuous cover, provided your vet has verified that your pet has been free of any clinical signs or recurrence of the pre-existing condition.

Get a quote

Go

All pets matter to us

Read our Puppy Guide

Bringing home and looking after a new puppy can be a big challenge!

Our Puppy Guide is an easy to use comprehensive guide for new pet parents, jammed pack full of
useful information, that has been developed by pet professionals and puppy trainers.

Download Puppy Guide

Adopting a rescue dog?

Giving a dog a second chance in life is  a wonderful experience.

This guide will make the entry of your newly adopted dog into your life and your home as easy as possible as we have all the information for rescuse dogs.

Download Rescue Guide

Pet Talk

Jam packed with news, tips and advice on how to provide the best possible care for your Bow Wow or Meow!



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2 months free for kittens!

Congrats on your new bundle of joy...

To ensure your precious fur baby is covered from the start, we'd like to offer you 2 months free pet insurance in your first year. This promo will be automatically applied on sign up for pets under 12 months old.2