Why insure your pet?
Because you’ve made them part of your family
And it goes without saying that you would do anything to get them better if they were injured or unwell.
We know that, as caring pet parents, you value your pets’ health and ensure they are always well looked after. Unfortunately, the fact is that no matter how well you look after them, most pets will require veterinary treatment at some stage.
- Pets are naturally curious about everything around them and injuries commonly occur during everyday running, jumping or playing, especially in the early years.
- Many breeds are susceptible to hereditary and congenital conditions, which increases the likelihood of illness during their lifetime (excluding pre-existing conditions).
The good news & the bad news
The good news is that nowadays the medical treatment available to pets is comparable with what people receive and the likelihood of getting your cat or dog back to full health has never been better. The bad news is that for pets there is no Medicare and no safety net, and veterinary costs are rising. If there is a bill, you have to foot it…all of it, which can quickly amount to thousands of dollars.
Pet insurance is a way to protect both you and your pet from unexpected vet bills. If you’d like to understand more about the pros and cons of insuring your pet, please read our article, “Is pet insurance worth it?”.
Cover them from Nose-to-Tail
Bow Wow Meow offers a range of pet insurance options, which will cover your dog or cat for up to 90% of your eligible vet bills in case of accidental injury or illness. We also offer optional Booster Care, which covers specified dental conditions and specialised therapies including behavioural conditions and physiotherapy, as well as optional Routine care (non-insurance benefit) to contribute towards items such as vaccinations and health checks.
Our Nose-to-Tail pet insurance cover has been designed to suit you and your pet’s needs and is administered by Australia’s first and only general insurer dedicated to pet insurance, Petsure.
And you can rest easy knowing that you are covered by the only pet insurer to have been awarded Product Review’s Top Rated Pet Insurance Award for 9 consecutive years and Canstar’s Most Satisfied Customers Award for Pet Insurance for 2024 and 2025.
Bow Wow Meow is proud to have been awarded winner of Canstar’s ‘Most Satisfied Customers’ Award in the Pet Insurance category for both 2024 and 2025!
Bow Wow Meow is proud to be the only Pet Insurer that has been awarded Product Review’s Top Rated Pet Insurance every year from 2018 to 2026! This is based on 3,193 independent customer reviews (as at 09/04/2026), with an overall rating of 4.5 stars.

We also have the following ratings on other review platforms:
Google Review rating of 4.5 stars (based on 1,358 reviews)
Trust Pilot rating of 4.6 stars (based on 555 reviews)
Bow Wow Meow has been chosen as Winner of 4 categories in the 2026 Finder Pet Insurance Customer Satisfaction Awards!
– Most Trusted Pet Insurance
– Easiest to Claim Pet Insurance
– Most Recommended Pet Insurance
– Legendary Service Pet Insurance
We also received Highly Commended Awards for Loved Brand Pet Insurance and Best Value Pet Insurance.
Bow Wow Meow is an Australian-owned and operated pet insurance provider. Our focus is purely on pets, and we are proud to have helped provide peace of mind to over 200,000 Aussie pet owners since 2008.
Special offer: Get your first 2 months free* with promo 2MFREE