Cat Insurance
Our cat insurance cover helps you to provide your beloved cat or kitten with vet care so that he or she will never need to suffer unnecessarily, and will always have access to the vet treatment he or she deserves.
Did you know?
In the last year16, Bow Wow Meow has paid out $0.00 for 0 claims for cats
Learn more about Pet Insurance for our Top 20 breeds
We've insured over 80,000 Aussie pets
95% of claims paid within 5 days
Easy to use online portal
Streamlined claims process
Quick claims turnaround
Why you should insure your cat
There are many good reasons. Here are just a few...
Because you’ve made them part of your family
And it goes without saying that you would do anything to get them better if they were injured or unwell.
We know that, as caring parents, you value your cats’ health and ensure they are always well looked after. Unfortunately, the fact is that no matter how well you look after them, most cats will require veterinary treatment at some stage.
There is no Medicare for pets
The good news is that vet care has advanced significantly over the past decade.
Unfortunately, the cost of vet treatment has also risen significantly and there is no Medicare for pets, so when anything happens to your cat, you will need to foot the entire bill.
It can save your pet’s life
Pet insurance is a way to protect both you and your pet from unexpected vet bills. There is no need for your cat to suffer if veterinary care is too pricey, and no difficult decisions for you to make other than getting them the care they deserve.
Above all, pet insurance will provide you with the security that you will never have to choose between money and the life of your beloved cat.
#Based on maximum Bow Wow Meow claims evidenced between 01/10/2017 to 30/09/2018 for a particular species and breed.
*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.
Peace of Mind plan
Comprehensive cover for accidental injury and illnesses
- Our most popular pet insurance plan
- $15,000 annual benefit limit
- Flexible choice of 60%, 70% or 80% benefit percentage (percent of eligible vet bill covered)
- Hip joint surgery cover – up to $7,600 per hip
- $2,000 tick paralysis annual sub-limit
- Zero excess, which means even smaller vet bills are covered
- Option to add on Routine Care cover
Indoor Cat plan
Pet insurance cover designed for indoor cats
- Insurance cover tailor made for indoor cats who have a lower risk of getting injured
- $5,000 annual benefit limit
- 80% benefit percentage (percent of eligible vet bill covered)
- Zero excess, which means even smaller vet bills are covered
- Option to add on Routine Care cover
Ultimate Care plan
Top cover for accidental injury and illnesses
- New premium plan
- $20,000 annual benefit limit
- 80% benefit percentage (percent of eligible vet bill covered)
- Includes dental illness cover ($1,000 total annual limit)
- Option to add alternative therapy cover ($1,000 total annual limit)
- $3,000 tick paralysis annual sub-limit
- Option to add on Routine Care cover
Pet insurance cover for accidents and injuries
- New extended accident plan with more benefits
- $10,000 annual benefit limit
- 80% benefit percentage (percent of eligible vet bill covered)
- $1,200 tick paralysis annual sub-limit
- Zero excess, which means even smaller vet bills are covered
- Option to add on Routine Care cover
2 months free for kittens!
Congrats on your new bundle of joy...
To ensure your precious fur baby is covered from the start, we'd like to offer you 2 months free pet insurance in your first year. This promo will be automatically applied on sign up for pets under 12 months old.2
10% discount for multiple pets
Free engraved pet ID tag on sign up3
Customer Satisfaction
21 day cooling off
Life-long cover4
Streamlined claims
Cat Insurance
The sound of a content purr on your lap while you are watching TV or the silent jump on to your bed to curl up with you for the night or the playful tap of a paw…anyone who has ever owned a cat will know exactly what makes them so special to us!
We get this special connection as we are animal lovers just like you.
- We understand that you want to be able to provide the care for your beloved cat deserves … always.
- Unfortunately, no matter how well you look after them, most cats will require veterinary treatment at some stage…and vet bills can quickly add up.
Cats are susceptible to chronic health conditions like hyperthyroidism and kidney disease, and these chronic conditions often come with a lifetime of treatment, such as life-long medication or monthly check-ups with a veterinarian. Our life-long cover* gives you the security that any chronic conditions will be covered each year up to the annual benefit.
Our cat insurance cover helps you to provide your beloved feline friend with vet care so that he/she will never need to suffer unnecessarily.
Most of all, our cat insurance will provide you with the security that you will never have to choose between money and the life of your precious family member.
* Pets over 9 years of age will not qualify for the Indoor Cat, Peace of Mind or Ultimate Plan where there has been a break, lapse or change in the level of Cover after reaching the age of 9.
Peace of mind with Australia’s #1 rated Pet Insurer
Bow Wow Meow offers a choice of cat insurance plans, which will cover your cat for up to 80% of your eligible vet’s bills in case of injury or illness. Our new Indoor Cat plan has recently been introduced to cater to the specific needs of cats and offers a more budget friendly option.
We even provide cover for routine care items such as vaccinations, and health checks.
Depending on the level of cover you select, we can help you save7:
- On your cat’s eligible vet bills
- If your cat requires surgery
- Of your cat needs an extended stay in hospital or emergency boarding
- On preventative treatments (eg. fleas, ticks, heartworm)8
- On a range of treatment options that may otherwise have been considered unaffordable.
Most of all, having cat insurance cover will provide you with the security that you will never have to choose between money and the life of your beloved cat.
Our insurance plans have been designed to be able to suit you and your pet’s needs and are underwritten by Australia’s leading pet insurer.
And you can rest easy knowing that you are covered by the #1 rated pet insurer on the independent Product Review site.
How do we calculate our cat insurance premiums?
Pet insurance costs vary based on several factors specific to your cat, including:
- Date of birth
- Breed
- Where your cat lives
- The cover you select
We consider each of these elements and then match them to the average cat’s veterinary costs to determine your cat’s premium.
When should you take out cat insurance cover?
The purpose of cat insurance is to help cover the costs of unexpected accidents and illnesses that may occur. Unfortunately, it will not cover any existing conditions your cat may have, prior to insurance or during the applicable waiting period. These are known as pre-existing conditions. This means that the ideal time to insure your cat is as early as possible so that anything that happens in the future may be covered.
- Find out more about your policy options.
- Get an instant online pet insurance quote.
Claim paid in 24hrs. Amazing service!
Oct 18
Claims process is fantastic!
Oct 18
Using the portal was quick & easy.
Oct 18
Peace of mind. Friendly staff.
Oct 18
Exceptional service & quick payment!
Oct 18
One of the best insurers I have dealt with.
July 18
Very surprised at how much we saved.
May 18
Has been a lifesaver!
Apr 18
Would not be without it.
Sep 18
Fast, efficient claims process.
Aug 18
Bow Wow Meow Pet Insurance is rated 4.1/5 on productreview.com.au based on 1,692 independent customer reviews (as of 22/05/2019).
We are also proud to have been awarded Product Review’s Pet Insurer of the Year for 2017 and again for 2019!
$1.2 million+ in claims paid out each month
We've insured over 80,000 Aussie pets
95% of claims paid within 5 days
Easy to use online portal
Streamlined claims process