Why choose Bow Wow Meow?

Pet insurance is a way to protect both you and your pet from unexpected vet bills. The peace of mind that comes with not having to weigh up the cost of vet treatment is priceless.

Bow Wow Meow offers flexible pet insurance plan options to suit a range of needs and budgets, and is underwritten by Australia’s leading pet health insurer. We are proud to have insured more than 160,000 Aussie pets since 2008 and to have been selected for Product Review’s Pet Insurance Award each year from 2018-2024 and Finder’s Best Value Pet Insurance for 2024.

Our plans offer flexibility and many benefits

Bow Wow Meow’s  range of pet insurance plans offer our customers flexibility, along with the option of adding in extras. Unlike many of our competitors, our plans have no excess, which means you that you can get a benefit paid for smaller eligible vet bills.

In a nutshell:

  • The Peace of Mind plan includes cover for specified accidental injury and illnesses, with a choice of a 60%, 70% or 80% benefit percentage and a $15,000 annual benefit limit;
  • The Ultimate Care plan offers cover for specified accidents and illnesses including dental illness cover of up to $1,000 per year, with an 80% benefit percentage and $20,000 annual benefit limit, and the option to add on alternative therapy cover.
  • The Accident Plus plan includes cover for specified accidental injuries, along with specified illnesses such as tick paralysis, poisoning and ingestion of a foreign object. It provides an 80% benefit percentage and $10,000 annual benefit limit;
  • The Indoor Cat Plan is tailor made for indoor cats, covering a range of illnesses with an 80% benefit percentage and $5,000 annual benefit limit.

 

Find out more about our range of plans.

 

Special Offer! Get your first 2 months free* – use code 2MFREE

Superior & innovative service makes claiming easy

We offer GapOnly® on the spot claiming

Bow Wow Meow is proud to be a founding partner of the GapOnly® platform. Making pet insurance claims faster and easier than ever, the GapOnly® service calculates your claim while you’re still at your vet’s practice, so you only pay the gap (the difference between the total of your vet’s invoice and the claim benefits under their policy).

It means less to pay upfront, because you know exactly how much will be covered straight away, and you don’t have to wait for your claim to be paid after you leave the vet’s practice. Plus, no paperwork!

Find a GapOnly® vet

Streamlined claims processing

If we require further information after you submit a claim, we correspond directly with your vet to make claiming quicker and easier for you and collect any invoices, vet notes or documents that are needed. This means no need for you to chase your vet for consultation notes or vet history…we do it for you! Read more about your claims options.

Pet portal

Our Pet Portal allows you to submit claims quickly and easily online.

The portal includes a range of features to help you manage your policy 24×7 and is one of the many benefits of being a customer:

  • Submit claims in 3 quick steps from any device
  • Access to full details of your cover and policy documents
  • Access to claims correspondence and status updates
  • Update payment and policy details
  • Help centre to provide key information you may need.

Login to Pet Portal

 

Free online vet consults with VetChat^

As an added perk of having a policy with Bow Wow Meow, you’ll get access to trusted vet care anytime, anywhere, with complimentary 24/7 access to online VetChat consults.

VetChat connects you with an experienced Australian registered vet to help your pet within minutes, via chat or video call online. Whether it’s providing advice, at-home treatment plans, or confirming if you need to visit a vet, you can have peace of mind knowing you can get vet advice when you need it.

Free ID tag & pet health card for your pet3

All Bow Wow Meow policy holders are entitled to a free engraved pet ID tag when you sign up, and replacement tags for life if yours gets lost or needs replacing3. When you order your your tag, you will also be sent a free Pet Health Card to store information related to your pet insurance policy.

The Bow Wow team is also excited to provide fantastic discounts to our pet parents through our Bow Wow Benefits program. We are proud to help support smaller Aussie pet businesses by showcasing and promoting their products to the Bow Wow Meow family.

Sign up and get your first 2 months on us*!

We have a fantastic special running. your first 2 months pet insurance on us*!

To get this offer use promo code 2MFREE

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Generous cover for Hip Joint Surgery

Get up to $7,600 per hip per year!

Hip replacement is becoming more common for pets, with treatment often costing thousands of dollars per hip. Bow Wow Meow is one of the only pet insurance providers offering Hip Joint Surgery cover on our Peace of Mind and Ultimate Care Plans.
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Generous cover and inclusions

We have worked hard to bring you pet insurance insurance cover options that are some of the most comprehensive and generous available.

For example:

  • Bow Wow Meow is one of the only pet insurance providers offering Hip Joint Surgery cover. Our Peace of Mind and Ultimate Care plans include cover for hip replacement of up to $7,600 per hip per year.
  • We include up to $1,000 per year of dental illness cover in our Ultimate Care plan, with the option of adding on cover for Alternative Therapy.
  • We offer tick paralysis cover of up to $3,000 per year and annual benefit limits of up to $20,000, depending which plans you choose.
  • You’ll be able to access a complimentary VetChat consult membership, valued at $239 per year, which will provide you with up to four online vet consults per month during your policy period!^

Compare our plans

 

 

Over $3 million in claims paid out each month18

We've insured over 160,000 Aussie pets since 2008

Fast & easy claims processing

Easy to use online portal
GapOnly® on the spot claiming
Caring & attentive service

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