Why choose Bow Wow Meow?
Pet insurance is a way to protect both you and your pet from unexpected vet bills. The peace of mind that comes with not having to weigh up the cost of vet treatment is priceless.
Bow Wow Meow offers flexible pet insurance options to suit a range of needs and budgets, and is underwritten by Australia’s leading pet health insurer. We are proud to have insured more than 170,000 Aussie pets since 2008 and to have been selected for Product Review’s Best Pet Insurance Award each year from 2018-2025 and Finder’s Best Value Pet Insurance for 2024.
Nose-to-Tail Cover offers more flexibility and extra benefits!
Our new Nose-to-Tail Cover gives you accident and illness cover with the freedom to have it your own way.
Flexible options for your pet and your budget allow you to choose:
- Your annual benefit limit – $10k, $20K or $30K options.
- Your benefit percentage level – up to 70%, 80% or 90% of your eligible vet bills back.
- If you want to add on a single annual excess option.
- If you want to add on optional Booster Care benefit for specified dental conditions and specialised therapies.
- If you want to add on optional Routine Care non-insurance benefit for vaccinations, health checks and more.
Plus, there are no sub-limits and it comes with extra benefits like 24/7 Live Vet online vet calls, a free pet ID tag3 and more.
Find out more about our cover options.
Special Offer! Get your first 2 months free* – use code 2MFREE
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Superior & innovative service makes claiming easy
We offer GapOnly® on the spot claiming
Bow Wow Meow is proud to be a founding partner of the GapOnly® platform. Making pet insurance claims faster and easier than ever, the GapOnly® service calculates your claim while you’re still at your vet’s practice, so you only pay the gap (the difference between the total of your vet’s invoice and the claim benefits under their policy).
It means less to pay upfront, because you know exactly how much will be covered straight away, and you don’t have to wait for your claim to be paid after you leave the vet’s practice. Plus, no paperwork!
Streamlined claims processing
If we require further information after you submit a claim, we correspond directly with your vet to make claiming quicker and easier for you and collect any invoices, vet notes or documents that are needed. This means no need for you to chase your vet for consultation notes or vet history…we do it for you! Read more about your claims options.
Pet portal
Our Pet Portal allows you to submit claims quickly and easily online.
The portal includes a range of features to help you manage your policy 24×7 and is one of the many benefits of being a customer:
- Submit claims in 3 quick steps from any device
- Access to full details of your cover and policy documents
- Access to claims correspondence and status updates
- Update payment and policy details
- Help centre to provide key information you may need.
Free online vet consults with Live Vet^
As an added perk of having a policy with Bow Wow Meow, you’ll get access to trusted vet care anytime, anywhere, with complimentary 24/7 access to online Live Vet consults.
Live Vet connects you with an experienced Australian registered vet to help your pet within minutes, via chat or video call online. Whether it’s providing advice, at-home treatment plans, or confirming if you need to visit a vet, you can have peace of mind knowing you can get vet advice when you need it.
Free ID tag & pet health card for your pet3
All Bow Wow Meow policy holders are entitled to a free engraved pet ID tag when you sign up, and replacement tags for life if yours gets lost or needs replacing3. When you order your your tag, you will also be sent a free Pet Health Card to store information related to your pet insurance policy.
The Bow Wow team is also excited to provide fantastic discounts to our pet parents through our Bow Wow Benefits program. We are proud to help support smaller Aussie pet businesses by showcasing and promoting their products to the Bow Wow Meow family.
Sign up and get your first 2 months on us*!
We have a fantastic special running. your first 2 months pet insurance on us*!
To get this offer use promo code 2MFREE
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