Puppy Insurance
Puppies can be very adventurous and accident prone, and often end up hurting themselves. It is important to take out puppy insurance from the very start to ensure your fur baby is always covered and will have access to the vet treatment he or she deserves.
Special Offer! Get your first 2 months free - use promo code 2MFREE when you get a quote
Special Offer! Get your first 2 months free - use promo code 2MFREE when you get a quote
Get your first 2 months free*
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Did you know?
In 2024, Bow Wow Meow paid out $0.00 for 0 claims for dogs
Learn more about Pet Insurance for our Top 50 breeds
We've insured over 180,000 Aussie pets since 2008
Fast & easy claims processing
Easy to use online portal
GapOnly® on the spot claiming
Caring & attentive service
Why you should insure your puppy
There are many good reasons. Here are just a few...
Because you’ve made your pup a part of your family
And it goes without saying that you would do anything to get them better if they were injured or unwell.
We know that, as caring parents, you value your new fur baby’s health and want to ensure they are always well looked after.
Puppies, like children, are very adventurous and accident prone, and often end up hurting themselves whilst they are still growing. A puppy’s immune system also isn’t as developed as it is in adult dogs. This means they are more vulnerable to getting infections and catching diseases.
There is no Medicare for pets
The good news is that vet care has advanced significantly over the past decade.
Unfortunately, the cost of vet treatment has also risen significantly and there is no Medicare for pets, so when anything happens to your beloved puppy, you will need to foot the entire bill.
In puppies, gastrointestinal upsets are common and developing immune systems means they can also be susceptible to skin infections (source: Pet Health Monitor).
Get 2 months free for your puppy*!
It can save your puppy’s life
Pet insurance is a way to protect both you and your puppy from unexpected vet bills. There is no need for your pup to suffer if veterinary care is pricey, and no difficult decisions for you to make other than getting them the care they deserve.
Above all, pet insurance will provide you with the security that you should not have to choose between money and the life of your beloved fur baby.
Consider taking out pet insurance from the very start, to ensure that your puppy is covered before any pre-existing conditions are diagnosed.
Cover your puppy from Nose-to-Tail
We’ve introduced our new Nose-to-Tail Cover for accidents and illnesses, with the freedom to have it your own way. Flexible features to please even the fussiest pets and your budget.
Freedom to choose:
- Up to $10k, $20k or $30k benefit limit option.
- Up to 70%, 80% or 90% of your eligible vet bills back⑅.
- Annual excess options for more control over your premium and out-of-pocket expenses.
Plus so much more:
- Zero sub-limits. More benefits when you need them.
- GapOnly®ready. Claim on the spot and pay only the gap.
- myPetPassTM– your ticket to extra pet perks including Live Vet, complimentary 24/7 online vet care.
- Booster Care optional benefit with up to $2k per year for specified dental conditions and specialised therapies including behavioural therapies and physiotherapy◇.
- Routine Care optional non-insurance benefit for vaccinations, health checks and more.
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2025! This is based on 2,995 independent customer reviews (as at 21/01/2025), with an overall rating of 4.3*
Google Review rating = 4.5* (based on 968 reviews)
Trust Pilot rating = 4.6* (based on 531 reviews)
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
Bow Wow Meow has been chosen as a winner in the Finder Pet Insurance Awards 2024. Finder’s panel of experts analysed over 140 quotes to award our Ultimate Care Plan the winner of the “Pet Insurance – Value” category.
#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.
*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.
Get 2 months free for your puppy!
Congrats on your new bundle of joy
To ensure your precious fur baby is covered from the start, we'd like to offer your first 2 months of our Nose-to-Tail Cover for free2!
Get a quick quote
Puppy Insurance – an investment in your puppy’s health
From the time you first bring your puppy home, your life will never be the same! You can depend on your pup to always be the first one at the door to greet you, no matter what. The frantic tail wagging, the ecstatic barks of joy and the unmistakable happiness you both get when you see each other never gets old…it is no wonder dogs are considered man’s best friend!
You want to give your puppy the best care, however, puppies are adventurous and can get themselves into all kinds of trouble. What your puppy needs most from you is stability, safety and routine. What you need is peace of mind knowing that your new family member will be covered no matter what happens.
We get this special connection as we are animal lovers just like you.
- We understand that you want to be able to provide the care for your beloved family member deserves … always.
- Unfortunately, no matter how well you look after them, most dogs will require veterinary treatment at some stage, and vet bills can quickly add up.
Our dog insurance cover helps you to provide your beloved furry friend with vet care so that he/she will never need to suffer unnecessarily.
Most of all, our puppy insurance options will provide you with the security that you will never have to choose between money and the life of your precious family member.
FAQs – Puppy Insurance
What is puppy insurance?
Pet insurance is a way to protect both you and your pup from unexpected vet bills. The peace of mind that comes with not having to weigh up the cost of vet treatment is priceless.
With puppy insurance, there is no need for your dog to suffer if veterinary care is too pricey, and no difficult decisions for you to make other than getting them the care they deserve.
Above all, puppy insurance will provide you with the security that you will never have to choose between money and the well-being of your beloved fur baby.
To help get your pet protected from the start, we offer 2 months free in the first year2 for puppies under 12 months when you use promo code BWMP2.
Do I need puppy insurance?
Puppies and kittens can be very adventurous and accident prone, and often end up hurting themselves whilst they are still growing, so it is important to take out insurance from the very start to ensure your new fur baby is always covered.
Another important reason to get puppy insurance as early as possible is to make sure you are covered before any health issues are diagnosed that may become pre-existing conditions.
Read more about why you should insure your new family member.
Why choose Bow Wow puppy insurance?
We are pet people who have been helping protect Australian pets since 1995. We offer the care of a family business, backed by Australia’s leading pet insurance provider. We are well-known and trusted in the pet community, having insured more than 170,000 Aussie cats and dogs to date.
Our team is always thinking about how to make pet insurance easier for our customers. For example, we’ve streamlined our claims processes so you don’t have to deal with the “claims run around” and are one of the first pet insurance providers to offer GapOnly® claiming. Read more.
Bow Wow Meow’s Nose-to-Tail Cover offers our customers flexibility and a choice of benefit percentage, along with the option of adding in extras.
Does your pet insurance cover pre-existing conditions?
Pre-existing conditions are any existing conditions your dog may have, prior to insurance or during the applicable waiting period. As with other types of insurance, anything that existed, or you were aware of, prior to your policy commencing is generally excluded from cover.
In some cases, pre-existing conditions may be covered depending on the nature and experience of the condition, and some conditions are eligible for review after no signs or symptoms of the condition are present for an 18-month period – see Pre-existing condition review section in the PDS for more information.
This means that the ideal time to insure your pet is as early as possible so that anything that happens in the future may be covered.
For more Pet Insurance FAQs see here.