Up to 90% back
24/7 LIVE VET CARE
FREE PUPPY GUIDE & TRAINING ADVICE
FREE
ID TAG!

BOOSTER CARE OPTION

GAPONLY® READY

Pet insurance that’s given peace of mind to over 170,000 Aussie pet owners

We’ve introduced our new Nose-to-Tail Cover for accidents and illnesses, with the freedom to have it your own way. Flexible features to please even the fussiest pets and your budget.

Freedom to choose:

  • Up to $10k, $20k or $30k benefit limit option.
  • Up to 70%, 80% or 90% of your eligible vet bills back.
  • Annual excess options for more control over your premium and out-of-pocket expenses.


Plus so much more:

  • Zero sub-limits. More benefits when you need them.
  • GapOnly®ready. Claim on the spot and pay only the gap.
  • myPetPassTM– your ticket to extra pet perks including Live Vet, complimentary 24/7 online vet care.
  • Booster Care optional benefit with up to $2k per year for specified dental conditions and specialised therapies including behavioural therapies and physiotherapy.
  • Routine Care optional non-insurance benefit for vaccinations, health checks and more.

 

Even more reasons to insure your pet with Product Review’s Pet Insurance Award winners for 2018-2024!


Over $3 million in claims paid out each month18

We've insured over 170,000 Aussie pets since 2008

Fast & easy claims processing

Easy to use online portal
GapOnly® on the spot claiming
Caring & attentive service

Pet insurance for your dog or cat

Unlock 24/7 online vet care and savings

myPetPassTM is your ticket to extra perks!

At no additional cost, myPetPassTM gives you 24/7 online vet care, discounted pet prescription meds PLUS savings on pet care essentials, and more! With new offers being added regularly, myPetPass™ makes it easier to care for your fur baby. T&C’s apply#.
Find out more

Giving back to our community

Bow Wow Meow Pet Insurance is thrilled to be a Platinum Sponsor of the Australian Animal Poisons Helpline, a registered animal charity that provides a FREE poisons advice service to pet owners across Australia & New Zealand. Pet owners who suspect their pet may have been poisoned can call 1300 869 738 to get rapid first-aid advice, risk assessment and triage recommendations for their pets.

We are proud to support this valuable service, another way we are making a real difference to Aussie pet owners every day.

 

 

 

 

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save
$0.00*

#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

Our customers love us

Over 40% of our policy holders have been referred by their friends, vet or breeder

Pet insurance for Australian pet owners

Why should you get pet insurance?

As caring pet parents, you value your pet’s health and want to ensure they are always well looked after. The fact is that, no matter how well you look after them, most pets will require veterinary treatment at some stage.

The good news is that vet care has advanced significantly over the past decade. Unfortunately, the cost of vet treatment has also risen significantly and there is no Medicare for pets, so when anything happens to your furry family members, you will need to foot the bill.

Vet bills for injuries or illnesses can quickly add up to thousands of dollars.

Pet insurance is a way to protect both you and your pet from unexpected vet bills. There is no need for your pet to suffer if veterinary care is too pricey, and no difficult decisions for you to make other than getting them the best possible care.

 

Get a quick quote

Bow Wow Meow is focussed entirely on you and your pets. We are not some big, faceless insurance company, we are a team of Aussie pet lovers.

But we also take insurance seriously, and are therefore administered by Australia’s only general insurer dedicated to pet insurance, Petsure.

We are here for you, and are determined to help you when you need it most. We go above and beyond to help our pet parents during stressful times.

We believe this is what makes us one of the best pet insurance providers in Australia, and what has led to us having been awarded by Product Review as Pet Insurance Award winners every year from 2018 to 2024.

Our pet portal allows you to submit pet insurance claims and manage your policy quickly and easily online.

If we require further information after you submit a claim, we will correspond directly with your vet. This saves you having to worry about your claim and chasing up your vet.

And you have access to GapOnly® on the spot claiming. This means less to pay upfront on eligible vet bills, and if your claim is approved you don’t have to wait for your claim to be paid after you leave the vet’s practice.

Our new Nose-to-Tail Cover provides comprehensive cover for accidents and illnesses, with flexible features to suit your pet’s needs and your budget.

Freedom to choose:

  • Up to 10K, 20K or 30K benefit limit option.
  • Up to 70%, 80% or 90% of your eligible vet bills back.
  • Annual excess options for more control over your premium and out-of-pocket expenses.

Plus so much more:

  • Zero sub-limits. More benefits when you need them.
  • GapOnly® ready. Eligible claims are paid on the spot.
  • myPetPassTM – your ticket to extra pet perks including Live Vet, complimentary 24/7 online vet care.
  • Booster Care optional benefit for specified dental conditions and specialised therapies including behavioural conditions and physiotherapy.
  • Routine Care optional non-insurance benefit for vaccinations, health checks and more.

Find out more

You can start your pet’s cover any time before the age of 9 years when you first apply. As long as we continue to provide the product, we’ll offer renewal of your policy every year for your pet’s life (subject to the terms and conditions of the policy).

All of our claims are looked at on an individual basis. However, we do not pay benefits for pre-existing conditions.

A pre-existing conditions is a condition that first existed or occurred:

  • prior to the commencement date of your first policy period; or
  • within any applicable waiting period;
    AND
  • is a condition that you or your vet were aware of, or a reasonable person in your circumstances would have been aware of, irrespective of whether the underlying or causative condition has been diagnosed.

If, after any applicable waiting period, your pet has a pre-existing condition that is a temporary condition which hasn’t existed, occurred or shown noticeable signs, symptoms or an abnormality in the 18-month period immediately prior to your claim treatment date, it won’t be excluded from cover as a pre-existing condition.

You can apply to have a pre-existing condition reviewed. Your vet will need to certify and provide veterinary records verifying that the condition hasn’t existed, occurred or shown noticeable signs, symptoms or an abnormality for a period of 18 months.

Get a quote

Go

10% discount for multiple pets1

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Easy to use Pet Portal
GapOnly® in vet claims

All pets matter to us

Pet Talk

Jam packed with news, tips and advice on how to provide the best possible care for your Bow Wow or Meow!