Customer Feedback and Reviews
We are more than insurers, we are pet people too, and we are extremely proud to have issued more than 80,000 pet insurance policies since launching in 2008! Many of our customers have sent us their feedback and shared their stories with us about how our pet insurance cover has helped them in times of crisis, when their pets haven’t been well. You can read pet insurance reviews from some of our customers below.
We are very proud to have been awarded Product Review’s Pet Insurer of the Year for 2017 and again for 2018/2019!
You can read thousands of independent customer reviews on the Product Review site, where we have received the most positive reviews of any Australian pet insurer, and are rated 4.1/5 (as at 27/11/2018).
There are also hundreds of pet insurance reviews on the Trust Pilot site, where we are proud to have achieved a TrustScore of over 8.3/10 (as at 27/11/2018).
Pet insurance reviews
"I'd love to share with you my experience with Bow Wow Pet Insurance. I have a boxer named Drake, he's now 2 years old and in great health. Last year we were walking by the beach in Melbourne when he was unfortunately attacked by a passing dog. Drake received deep lacerations to his head, jaw and neck which required a local anaesthetic, stitches and one stressed out owner. I was a nervous wreck but with the help of the local vet and Bow Wow the process of Drake's treatment and recovery was quick and easy. Thanks for being there when we needed it most!
Drake the Boxer was attacked out of the blue by a passing dog. Poor mum Melissa was a nervous wreck by says that thankfully his treatment and recovery were quick and easy. She thanks Bow Wow for beeing there when they needed it most.
"I would like to thank Bow Wow Meow for making all my insurance needs so simple and pet friendly! My baby pooch broke his hip and Bow Wow Meow were super efficient in attending to all my needs. At a time where I was incredibly worried about my little Hardy, BWM were there for support and peace of mind. I was covered for most of my expenses for the surgery and follow up appointments. Which made the expense affordable. For a small amount of around $17 a fortnight, and I had only been a member for just on 6 months, I was fully covered for the unexpected!
Thank you Bow Wow Meow!
Grace's puppy Hardy broke his hip and had to have surgery. Grace was very impressed with the service and payout she received, and thinks the $17 per fortnight that she pays is great value.
"I have an insurance policy for my 3 year old Labrador Lollie. Lollie was recently hospitalised for 4 days after being bitten by a snake. Having the insurance meant that we were able to afford the best of care for Lollie at what was a very difficult time for us. It was reassuring to know that we did not have to worry about the cost of her care on top of wondering initially whether our beautiful girl would even survive or whether there may be any ongoing effects of her illness.
Thankfully Lollie has made a full recovery and we have been extremely satisfied with the support of the team at Bow Wow Meow in processing our claim. Lollie and I are back together, doing what we love – she is my running partner, loves long walks and cross country adventure challenges – the muddier the better for her!"
Rowena's Labrador Lollie was bitten by a snake and had to be hospitalised for four days. Rowena shares her story with us and points out how reassuring it was having insurance during such a stressful time.
"My feedback is 110% positive and I can’t speak highly enough about our experience. Indie was only 16 weeks when she fell off the couch the night of my 30th birthday… she was crying in agony so we knew something wasn’t right! We had to bring Indie to the emergency vet who performed x-rays immediately and it turns out she had fractured her elbow and required surgery which was going to cost approx. $5000-6000. The surgery was quite complex because Indie was so small - at the time weighing just over 1kg. The surgeon actually had to order in special screws and bolts given her size. We were so shocked at what the surgery was going to cost and we weren’t sure if our policy would cover the surgery because we had only taken it out a couple of weeks previously. When I phoned Bow Wow Meow the following day your staff member couldn’t have been more helpful and assured me Indie would be fully covered under the policy, explained what documents we required to submit the claim and advised it would be quicker to lodge the claim online. He was very sympathetic which was very much appreciated. Indie had her surgery on the Tuesday which went very well and was in recovery for a few days before being let home - she recovered 100% without any further issues and is a happy, healthy, fun loving dog. I submitted the claim about a week or so later exactly as advised by your staff member and my claim was paid within 2-3 days without any queries or hesitation. While the whole experience was very distressing, how Bow Wow Meow handled our claim made our experience so much easier not having to worry about the cost of the surgery and taking the choice of having the surgery or not out of the equation - we were just able to do what was best for Indie as recommend by the vet and surgeon. Thank you for providing an outstanding product and service. Indie is a major part of our family, she is very much our fur baby who lives inside with us so we would have done anything to make sure she was ok and Bow Wow Meow gives us the peace of mind knowing that we will always be able to do what is best for Indie now and in the future".
At age of 16 weeks, Sandra's puppy Indie, weighing only 1kg, fell off the couch and fractured her elbow.
We thank Sandra for sharing her experience with us.
"I had noticed my beautiful 5 year old Burmese boy, Dex, visiting his litter tray much more frequently than usual. He also became a lot more vocal before, during and after each visit. Usually a playful, loving and needy boy, it was clear that something was not quite right. A visit to our vet confirmed Dex was suffering with FLUTD (feline lower urinary tract disease), caused by a build up of crystals. Obviously, this was extremely upsetting for me and terribly painful for Dex however knowing that I had Bow Wow Meow Pet Insurance, put my mind instantly at ease. The staff at Bow Wow were absolutely amazing throughout my claims process and within 5 days, I received my refund. It just goes to show how important pet insurance is, not only for your back pocket, but for peace of mind in knowing that your fur babies will be taken care of."
Ilana shares her recent experience when her Burmese Dex suffered from a very uncomfortable urinary tract infection.
"After going through a traumatic heart-wrenching experience with my Miniature Dachshund Cooka, the vet expenses were overwhelming. I contacted Bow Wow Meow and explained my current situation. The operator was helpful, understanding, patient and empathetic and I was refunded within 8 days. I can't thank the entire company enough for the fantastic service that you gave me, it was honestly one of the best I have ever received. I am content knowing I have a provider who sticks by what they promote and offer. Thank you from both Cooka and I."
Policy holder Nasha Poulos went through a very difficult time when her Miniature Dachshund Cooka became ill. She contacted us to thank us for the excellent service she received when she made her claim.
“I originally bought this insurance just for peace of mind – and having two dogs went for the major medical cover “just in case”. Well, it happened – one of my dogs was bitten by a large black snake and fortunately I was home at the time and knew straight away so rushed him to the vet. The treatment was very expensive (he needed two vials of antevenom) and it was a huge relief not to have to worry about where I was going to find the money because I was stressed out enough worrying about my dog. The claim was settled by Bow Wow very quickly, and I just want to thank you for providing this insurance and for the good service I received.”
Alessandra has shared her story with us about the trauma of her dog Monty being bitten by a snake.
“I switched to Bow Wow Meow from Pet Plan about 5 months ago because I could not take the horrible service and loops I had to jump through over at Pet Plan. I had enough but was reluctant to switch... will I have to deal with the same thing? So I called your customer service line and spoke to a wonderful woman who talked and walked me through everything. I told her my concerns, and she talked me through those as well...the service was light years beyond my old insurance. Then, following that, any time I have called I have received the same wonderful, happy, kind service. Like your employees are actually happy doing their job and that makes me feel good. They are friendly, upbeat and explain everything in detail. I also love the text message notifications and how easy to read and fill out your claim forms are as well as how easy to understand your remittance advice forms are. Clear as a bell, no confusion here! Thank you so much, my dog Brooklyn and I are so grateful we switched!”
Brooklyn’s owner Kelsey, contacted us to say how pleased she has been with our company, our service, staff and little extras since changing over from another pet insurer.
“Our dog Frank loves to eat and loves to explore. Unfortunately when he was a pup he didn’t always know what was good to eat and what wasn’t. This resulted in a bout of poisoning requiring an emergency vet consultation, investigative tests and an overnight stay in the vet hospital. Having Bow Wow Meow pet insurance meant we didn’t have the additional worry or difficult decision making associated with the cost of his course of treatment. He made a full recovery and is happily back to his playful and energetic best. The bill came to several hundreds of dollars, however making the claim to Bow Wow Meow was straight forward and they promptly paid our claim. To anyone considering taking out pet insurance, I would say, do it, you won’t regret it, pets are worth it.”
Diana’s dog Frank, an Australian Cattle Dog managed to swallow rat poison and received a bad case of poisoning. Bow Wow Meow paid out $762.30.
“We decided to insure our 18 month old Rottweiler Keira for peace of mind against any large unwanted vet bills. Unfortunately, Keira fell from a high fence and suffered a leg injury. She went through treatment for the injury which included surgery and treatment for a subsequent infection. We were obviously very concerned for our Keira and it was a relief not to have to worry about accumulating vet bills. On completion of Keira's treatment we lodged our claim with Bow Wow Meow. We found the claim process to be quick and easy. I would recommend to people to insure their pets and highly recommend Bow Wow Meow as an insurer. Keira has recovered from her injury and is doing well.”
Andrew Smith’s Rottweiler, Keira fell from a high fence and injured her leg in the fall. Bow Wow Meow paid out $3,388.00.
"I would like to thank you for the swift payment and overall easy process when my British Bulldog “Diva” required surgery on two occasions last year. From carrying out the initial online registration to provide the insurance cover for my dog to then having to go through the procedure of making two separate claims in such a short space of time, I have experienced the full service of your company in relatively quick succession and have to say I have been very impressed firstly with the ease (no masses of form filling) and secondly the speed of these transactions (after sending a copy of the vets bill I received the cheque for payment for each of my claims very quickly). Whilst they were only minor operations it gives me peace of mind that I have chosen a good product that I have recommended to a number of my friends who also own dogs. Many thanks for your help from myself and Diva."
Mark Potter’s British Bulldog, Diva developed Cherry Eye in each eye. Cherry eye is a common eye disease for which surgery is the only treatment option and appears as a small red bump which protrudes above the eyelid. Bow Wow Meow paid out $780.21.
“When our puppy Stanley was 9 months old, he needed to have surgery on his front right leg. Whilst he’d been growing from a pup, the bones in his right leg had grown at different rates, with one stopping growing before the other, causing his leg to bow. So at 9 months old Stan was nearly lame, in incredible pain, and showing signs of arthritis in 2 of his little joints. He required surgery to fix the problem. We had only been customers with Bow Wow Meow for a very short period of time when Stanley required this surgery, and we were just amazed that our claim was accepted and processed with a minimum of fuss. From start to finish, we accumulated over $4,000 in vet bills, and Bow Wow Meow reimbursed us every cent. We cannot say enough about the service we received, and it was such a comfort to know they had our backs during a difficult period. I would not hesitate to shout from the roof-tops – “Get yourself some Bow Wow Meow Pet Insurance, you’ll be glad you did!”
Rachel and Gary’s Scottish Terrier, Stanley had a bone deformity which caused his right leg to grow at a different rate to the rest. Stanley found himself in significant pain at 9 months old. Bow Wow Meow paid out $4,112.37.
“Our six month old puppy "Jackson Oakley Hood" was diagnosed with a luxating patella which means that his knee would dislocate continuously when he was walking. We took Jackson to an orthopedic surgeon who performed a knee reconstruction and Jackson is now nearly fully recovered. We were very fortunate to have pet insurance, as the operation and treatment cost close to $4,000. Bow Wow Meow provided us with prompt, courteous and helpful service and we are very thankful to them for their assistance as it ensured that Jackson could receive the best possible treatment”.
Carin & Chris’s Maltese Cross, Jackson, was diagnosed with a Patella Luxation and had to have a knee operation. Bow Wow Meow paid out $3,631.34.
“We took Milo to an orthopaedic surgeon who performed a shoulder arthroplasty, which essentially involved creating a false shoulder joint.” Milo is now seven months old and starting to use his leg again. He is expected to make a full recovery.“We were ecstatic that we made the decision to take out pet insurance. Milo’s operations cost approximately $6,500. Without Bow Wow Meow we most likely would not have been able to have Milo’s operations performed.”
Melissa & Michael’s Cavoodle, Milo, was diagnosed with a shoulder luxation and required two operations. It was first picked up when Milo dislocated his shoulder at four months of age. Following the initial surgery Milo continued to be in pain and was at risk of further dislocation. Bow Wow Meow paid out $6,000.