Indoor Cat plan

Pet insurance cover designed for indoor cats

  • Insurance cover tailor made for indoor cats, who have a lower risk of getting injured
  • Up to $5,000 annual benefit limit
  • 80% benefit percentage (percent of eligible vet bill covered)
  • Zero excess, which means even smaller vet bills are covered
  • Access to complimentary 24/7 online vet consults with VetChat
  • Option to add on Routine care (non-insurance benefit)
  • Get your claims processed on the spot with GapOnly® and only pay the gap


Special Offer! Get your first 2 months free* – use code 2MFREE

Get a quick quote


Indoor Cat Pet Insurance plan

What’s covered

Specified conditions cover for indoor cats, with an annual benefit limit of $5,000. You receive up to 80% back on eligible vet bills (subject to benefit limits and exclusions).

You can take out the Indoor Cat plan if your pet is between the ages of 8 weeks and 9 years of age when you first apply, and once insured, your cat will be covered for life.4

Covered after 30 day waiting period:

  • Feline lower urinary tract disease
  • Gastrointestinal Problems
  • Ingestion of a foreign object
  • Poisoning
  • Diabetes
  • Hyperthyroidism
  • Heart disease
  • Outer and inner ear infections
  • Arthritis
  • Renal disease

Covered after 6 month waiting period: 

  • Cancer conditions

Additional benefits and limits:

  • Consultation fees  –  $300 annual sub-limit
  • Emergency boarding10  –  $500 annual sub-limit


Special Offer! Get your first 2 months free* – use code 2MFREE

Get a quick quote

Get 2 months free for your kitten!

Don’t miss this limited time offer

To ensure your precious fur baby is covered from the start, we'd like to offer you 2 months free pet insurance in your first year2.
Get a quick quote

10% discount for multiple pets1

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Life-long cover4
GapOnly® & easy claims

What’s not covered

While your pet insurance policy is there to protect you and your cat against unexpected specified conditions, it can’t cover every vet-related expense. Some exclusions apply:

  • Pre-existing Conditions, a Related Condition or Conditions arising within the Waiting Period
  • Any condition not listed under ‘what’s covered’
  • Any declared pandemic disease that causes widespread illness affecting cats

For a full list of exclusions, and more information, please refer to the Product Disclosure Statement.


Not exactly what you’re after?

Find out more about our other plans:

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save

#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

Swipe for more videos

Get a quote


Over $3 million in claims paid out each month18

We've insured over 160,000 Aussie pets since 2008

Fast & easy claims processing

Easy to use online portal
GapOnly® on the spot claiming
Caring & attentive service