Indoor Cat plan

Pet insurance cover designed for indoor cats

  • Insurance cover tailor made for indoor cats who have a lower risk of getting injured
  • $5,000 annual benefit limit
  • 80% benefit percentage (percent of eligible vet bill covered)
  • Zero excess, which means even smaller vet bills are covered
  • Option to add on Routine Care cover


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Indoor Cat Pet Insurance plan

What’s covered

Specified illness cover for indoor cats, with an annual benefit limit of $5,000. You receive up to 80% back on eligible vet bills (subject to benefit limits and exclusions).

You can take out the Indoor Cat plan if your cat is between the ages of 8 weeks and 9 years of age.

Covered after 30 day waiting period:

  • Feline lower urinary tract disease
  • Gastrointestinal Problems
  • Ingestion of a foreign object
  • Poisoning
  • Diabetes
  • Hyperthyroidism
  • Heart disease
  • Outer and inner ear infections
  • Arthritis
  • Renal disease

Covered after 6 month waiting period: 

  • Cancer conditions

Additional benefits and limits:

  • Consultation fees  –  $300 annual sub-limit
  • Emergency boarding10  –  $500 annual sub-limit
  • Overseas pet travel (Only applies to travel in New Zealand or Norfolk Island, subject to your benefit percentage and limits. Exclusions apply – refer to the Product Disclosure Statement).


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2 months free for kittens!

Congrats on your new bundle of joy...

To ensure your precious fur baby is covered from the start, we'd like to offer you 2months free in your first year. This promo will be automatically applied on sign up for pets under 12 months old.2
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10% discount for multiple pets

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Life-long cover4
Streamlined claims

What’s not covered

While your pet insurance policy is there to protect you and your cat against unexpected injuries and illnesses, it can’t cover every vet-related expense. To keep premiums affordable, there are some exclusions such as:

  • Pre-existing Conditions, a Related Condition or Conditions arising within the Waiting Period
  • Any condition not listed under ‘what’s covered’
  • An illness caused by endoparasites (such as worms) or ectoparasites (such as ticks, fleas, skin mites with the exception of ear mites)
  • Any declared pandemic disease that causes widespread illness affecting cats
  • Panleukopaenia, chlamydia, leukaemia (FeLV), Feline Immuno Deficiency Virus (FIV), viral rhinotracheitis, calicivirus, herpes virus and all forms of cat flu (irrespective of whether your cat was vaccinated).

For a full list of exclusions, and more information, please refer to the Product Disclosure Statement.


Not exactly what you’re after?

Find out more about our other plans:

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save

#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

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Over $2 million in claims paid out each month

We've insured over 120,000 Aussie pets

95% of claims paid within 5 days

Easy to use online portal
GapOnly on the spot claiming
Caring & attentive service