Indoor Cat plan

Pet insurance cover designed for indoor cats

  • Insurance cover tailor made for indoor cats who have a lower risk of getting injured
  • $5,000 annual benefit limit
  • 80% benefit percentage (percent of eligible vet bill covered)
  • Zero excess, which means even smaller vet bills are covered
  • Option to add on Routine Care cover


Get 15% OFF your first year’s premiums! Just use promo code NEW15

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Indoor Cat Pet Insurance plan

What’s covered

Specified illness cover for indoor cats, with an annual benefit limit of $5,000. You receive up to 80% back on eligible vet bills (subject to benefit limits and exclusions).

You can take out the Indoor Cat plan if your cat is between the ages of 8 weeks and 9 years of age.

Covered after 30 day waiting period:

  • Feline lower urinary tract disease
  • Gastrointestinal Problems
  • Ingestion of a foreign object
  • Poisoning
  • Diabetes
  • Hyperthyroidism
  • Heart disease
  • Outer and inner ear infections
  • Arthritis
  • Renal disease

Covered after 6 month waiting period: 

  • Cancer conditions

Additional benefits and limits:

  • Consultation fees  –  $300 annual sub-limit
  • Emergency boarding10  –  $500 annual sub-limit
  • Overseas pet travel (Only applies to travel in New Zealand or Norfolk Island, subject to your benefit percentage and limits. Exclusions apply – refer to the Product Disclosure Statement).


Get 15% OFF your first year’s premiums! Just use promo code NEW15

Get a quick quote

Get 2 months free for your kitten!

Congrats on your new bundle of joy

To ensure your precious fur baby is covered from the start, we'd like to offer you 2 months free in your first year. To get this offer, just enter promo code BWMP2 when you get a quote2.
Get a quick quote

10% discount for multiple pets

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Life-long cover4
Streamlined claims

What’s not covered

While your pet insurance policy is there to protect you and your cat against unexpected injuries and illnesses, it can’t cover every vet-related expense. To keep premiums affordable, there are some exclusions such as:

  • Pre-existing Conditions, a Related Condition or Conditions arising within the Waiting Period
  • Any condition not listed under ‘what’s covered’
  • An illness caused by endoparasites (such as worms) or ectoparasites (such as ticks, fleas, skin mites with the exception of ear mites)
  • Any declared pandemic disease that causes widespread illness affecting cats
  • Panleukopaenia, chlamydia, leukaemia (FeLV), Feline Immuno Deficiency Virus (FIV), viral rhinotracheitis, calicivirus, herpes virus and all forms of cat flu (irrespective of whether your cat was vaccinated).

For a full list of exclusions, and more information, please refer to the Product Disclosure Statement.


Not exactly what you’re after?

Find out more about our other plans:

How much could I save on my vet bills with pet insurance?

Here are some examples of our top claims
Top Claim# $0.00
You could save

#Based on maximum Bow Wow Meow claims evidenced between 01/01/2019 to 31/12/2019 for a particular species and breed.

*Based on a benefit rate of 80%. This is the calculated amount saved after the co-payment amount (20% of the vet bill in this case) has been deducted.

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Over $2 million in claims paid out each month

We've insured over 140,000 Aussie pets

95% of claims paid within 5 days

Easy to use online portal
GapOnly on the spot claiming
Caring & attentive service