Peace of Mind plan
Comprehensive pet insurance cover for specified accidental injuries and illnesses
- Popular plan that covers your pet for both specified accidental injuries and illnesses
- Up to $15,000 annual benefit limit
- Flexible choice of 60%, 70% or 80% benefit percentage (percent of eligible vet bill covered)
- Includes hip joint surgery cover – up to $7,600 per hip
- $2,000 tick paralysis annual sub-limit
- Zero excess, which means even smaller vet bills are covered
- Get your claims processed on the spot with GapOnly® and only pay the gap
- No waiting period for specified accidental injuries
- Access to complimentary 24/7 online vet consults with VetChat
- Option to add on Routine care (non-insurance benefit)
Special Offer! Get your first 2 months free* – use code 2MFREE
Bow Wow Meow is proud to be one of Australia’s most trusted pet insurance companies, and to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2024!
This is based on over 2,839 independent customer reviews (as of 31/02/24), with ratings of:
Ultimate Care plan = 4.6*
Peace of Mind plan = 4.6*
Accident Plus plan = 4.5*
Google Review rating = 4.5* (based on 759 reviews)
Trust Pilot rating = 4.7* (based on 501 reviews)
What’s covered
The Peace of Mind plan covers specified accidental injury or illness conditions up to an annual benefit limit of $15,000. You can elect to receive either a 60%, 70% or 80% benefit rebate for eligible vet expenses (subject to benefit limits and exclusions) for your dog or cat.
You can take out the Peace of Mind plan if your pet is between the ages of 8 weeks and 9 years of age when you first apply, and once insured, your pet will be covered for life.4
The following conditions are covered from initial policy commencement (no waiting period):
- Motor vehicle incidents
- Burns or electrocution
- A reaction to a bite from an insect, spider or scorpion
- Bone fractures
- A traumatic tooth fracture
- Snake bite toxicity
- Traumatic ligament or tendon injury
- A bite wound or fight wound abscesses
- Lacerations or abrasion of tissue, skin or mucous membrane due to external violence
- A cruciate ligament condition
Covered after 30 day waiting period:
Examples of illnesses we generally cover:
- Cancer treatments
- Skin conditions
- Eye/ear conditions
- Poisoning
- Ingestion of a foreign object
- Intervertebral disc disease (IVDD)
- Gastrointestinal problems
- Hereditary and congenital conditions
- Tick Paralysis – $2,000 annual sub-limit
Covered after 6 month waiting period:
- Cruciate ligament conditions
(Note that the 6 month waiting period for cruciate ligament conditions can be waived on application. To do this, we need to receive a completed and signed Cruciate Ligament Exam Form from your vet within 14 calendar days of the cruciate examination date certifying that your pet has been examined, at your expense, on or after the policy commencement date. We will notify you of the outcome in writing. Refer to the Product Disclosure Statement for further terms and conditions.)
Additional benefits and limits:
- Consultation fees – $300 annual sub-limit
- Emergency boarding10 – $500 annual sub-limit
- Hip joint surgery – $7,600 per hip annual sub-limit
- Cruciate ligament conditions – $2,600 annual sub-limit (you may be eligible for a higher limit, and if so this will be printed on your Certificate of Insurance).
