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Thinking of getting a pet?

Why insuring your new four-legged friend is a good idea

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10% discount for multiple pets

Free engraved pet ID tag on sign up

Customer Satisfaction

21 day cooling off

Lifetime Cover

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Bow Wow Meow Pet Insurance has an overall rating of 4.2 stars on consumer ratings site, Product Review, based on 2,367 independent customer reviews. Our Peace of Mind plan and Accident Plus plan each have a rating of 4.4, while our Ultimate Care plan has a rating of 4.5 (as at 2/01/2022). We are very proud to be one of Australia’s most trusted pet insurance companies, and to have been chosen as Product Review’s Pet Insurance Award Winner for 2018, 2019, 2020, 2021 and again for 2022!

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Terms & Conditions
Copyright 2022

Bow Wow Meow Pet Insurance
Mail: Locked Bag 9021, Castle Hill, NSW 1765
Email: bowwow@petsure.com.au
Phone: 1800 668 502

Terms, conditions, waiting periods, limits, sub-limits and exclusions apply. Bow Wow Meow Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure), arranged by One3Six Pty Ltd (ABN 80 155 843 315; AR no. 1264853) (One3Six), and is promoted and distributed by PetSure’s Authorised Representative (AR) Pet Tag Holdings Pty Ltd ABN 76 124 601 127, AR 318913. Pet Tag Holdings and One3six are Authorised Representatives of PetSure. GapOnly™ is a trademark owned by PetSure. GapOnly™ is only available at participating Vets.

Any advice provided is general only, and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination available at bowwowinsurance.com.au.

² The 2 months free offer entitles you to the equivalent of 2 months free premium over the first year of cover. The discount will be spread over the course of the first year and deducted from the standard monthly payment. This offer only applies to new policies for eligible pets under the age of 12 months and cannot be used in conjunction with any other offer. We may revoke this offer at any time without notice to you.
³ Offer only eligible to policy holders who continue to hold their policy after the 21-day cooling off period has ended. Offer also applies each policy year where you change your contact details or your pet’s tag is lost. Limit of one (1) Pet ID Tag per policy year.
⁴ As long as you continue to renew your policy and there are no breaks, lapse or change in the level of cover after your pet reaches the age of 9 (subject to the applicable terms and conditions).
⁵ You may apply for a review of a condition that existed or occurred prior to the commencement date of the first policy period or within an applicable waiting period, if it has been excluded from cover as a pre-existing condition. Whether that is the case will depend on the nature and experience of the condition, and some conditions are eligible for review after an 18-month period – refer to your Policy Booklet for more information, terms and conditions. If you would like us to review whether a Temporary Condition/s which has been subject to the Pre-existing Condition exclusion in your policy remains excluded, you may apply to us to review the Condition. To do so, your Vet will need to certify and provide veterinary records verifying that the Condition remains a Temporary Condition and has not existed, occurred or shown noticeable signs, symptoms or an abnormality for a period of 18 months. The Pre-existing Condition exclusion(s) shall not be deemed to have been lifted unless agreed to by us in writing. For more details refer to the Product Disclosure Statement, or download the form here.
⁶ According to productreview.com.au. Bow Wow Meow Pet Insurance has been chosen as Product Review’s Pet Insurance Award Winner for 2017, 2018, 2019, 2020 and again for 2021.
⁷ Refer to the applicable Product Disclosure Statement for details of Bow Wow Meow Pet Insurance cover.
⁸ Only applies to treatments under the optional Routine Care cover. Refer to the Product Disclosure Statement for further details.
⁹ Refer to the applicable Product Disclosure Statement for further details.
¹⁰ Terms and conditions apply. Refer to the applicable Product Disclosure Statement for further details.
¹¹ Excluding pre-existing conditions.
¹² For more information about our policy options and any terms and conditions, refer to the Product Disclosure Statement.
¹³ This is an example only. Not all conditions and treatment will be covered. Refer to the Product Disclosure Statement for details of Bow Wow Meow Pet Insurance cover.
¹⁴ This is based on how Bow Wow Meow policy holders have insured their pets from 1/1/2019 – 1/12/2019.
¹⁵ Most common health issues for this pet/breed from 1/1/2019 – 1/12/2019.
¹⁶ This is based on Bow Wow Meow policy holders who made claims for this pet/breed from 1/1/2019 – 1/12/2019.
¹⁷ This promo code entitles you to a 10% discount in the first year. This offer only applies to new policies for eligible pets between 1 (one) and 4 (four) years of age. This promo code cannot be used in conjunction with any other offer. We may revoke this offer at any time without notice to you.