Booster Care

Get cover for your pet’s more specialised needs with this optional benefit

Our Booster Care optional benefit helps you to cover your pet for more specific treatments including specified dental conditions and specialised therapies. If you choose to add on optional Booster Care to your policy, you can receive the following benefits up to the Booster Care limit of $2,000 per year.

Specified dental conditions

Specified dental conditions cover your pet for eligible vet expenses incurred for scaling, polishing, dental x-rays and tooth removal for the following specified dental conditions only:

  • gingivitis;
  • abscesses;
  • odontoclastic resorptive lesions;
  • dental disease arising from infection;
  • retained deciduous teeth;
  • cavities; or
  • fractured teeth due to dental disease.

 

There are some things that we don’t cover:

  • anything which is not listed as a specified dental condition;
  • anything which is not scaling, polishing, dental x-rays or tooth
  • removal for a specified dental condition; or
  • anything listed in the “General exclusions” section.


Waiting periods:

A six-month waiting period applies

 

Specialised therapies

Cover for specialised therapies includes procedures, tests and legally prescribed medicine for the specialised therapy items below to treat a covered condition:

  • physiotherapy or physical therapy carried out by a qualified animal physiotherapist or vet;
  • chiropractic manipulation carried out by a staff member of a veterinary practice, provided the staff member is a qualified animal chiropractor;
  • acupuncture carried out by a vet;
  • hydrotherapy carried out by a staff member of a veterinary practice in a pool or on a water treadmill owned by the veterinary practice;
  • prescribed medication and diagnostic tests for behavioural conditions diagnosed by your vet or a veterinary behavioural specialist; or
  • consultations with a veterinary behavioural specialist for behavioural conditions.

 

There are some things that we don’t cover:

  • the cost of any specialised therapy used to prevent any condition;
  • specialised therapy for anything that is not a covered condition;
  • anything that is not listed as a specialised therapy item; or
  • anything listed in the “General exclusions” section.


Waiting periods:

The waiting period that applies for specialised therapy items is dependent on the waiting period for the covered condition:

  • 2 days for accidental injuries
  • 30 days for illnesses
  • 30 days for behavioural conditions
  • 6 months for cruciate ligament conditions

 

For more information about the optional Booster Care benefit, please refer to the PDS.

This is additional to your annual benefit limit, and is the maximum amount payable across both specified dental conditions and specialised therapies combined. Please note the benefit percentage, Booster Care limit, annual excess (if any), policy terms and condition, waiting periods and exclusions apply to the Booster Care benefit.

 

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