Accident only
Specified illness
Accident and illness
Accident Plus
Indoor Cat
Peace of Mind
Ultimate Care
Plan coverage
Covers your pet for injuries arising from accidents
Covers your pet for specified illnesses
Covers your pet for accidental injury & illness
Covers your pet for accidental injury & illness (incl. dental illness benefit)
Annual benefit limit
i
$10,000
$5,000
$15,000
$20,000
Benefit percentage
(% of vet bill covered)
i
80%
80%
Choice of 60%, 70% or 80%
80%
Excess
i
$0 excess
$0 excess
$0 excess
$0 excess
Dental illness
(annual limit $1,000)
i
$1,000
Alternative therapy
(annual limit $1,000)
i
Option to add $1,000 limit
Eligibility
i
8 weeks and older
8 weeks to 9 years
8 weeks to 9 years
8 weeks to 9 years
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Accident only
Specified illness
Accident Plus
illness
Accident Plus
Indoor Cat
Peace of Mind
Ultimate Care
Consultation fees1
(annual sub-limit)
$300
$300
$300
$300
After-hours emergencies1
Specialist care1
Diagnostic tests1
Hospitalisation1
Radiology1
Medicines & drugs1
Surgery1
Hip Joint Surgery
(annual sub-limit per hip)
$7,600
(stated accidents only)
$7,600
$7,600
Total hip replacement
(Covered under the Hip Joint Surgery sub-limit)
(stated accidents only)
Cruciate ligament conditions
$2,6002
$2,6002
$3,200
Tick paralysis cover
(annual sub-limit)
$1,200
$2,000
$3,000
Emergency boarding
$500
$500
$500
$1,000
Overseas pet travel4
Accident only
Specified illness
Accident Plus
illness
Accident Plus
Indoor Cat
Peace of Mind
Ultimate Care
Motor vehicle incidents
Heat stroke
Burns
Poisoning
Electrocution
Allergic reaction to insect or spider bite excluding flea bites
Bone fractures
Snake bite toxicity
Embedded grass seed
Lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Bite wound or fight wound abscesses
Soft tissue injury
Traumatic spinal disc rupture
Ingestion of foreign object3
Accident only
Specified illness
Accident Plus
illness
Accident Plus
Indoor Cat
Peace of Mind
Ultimate Care
Cancer
Feline Lower Urinary Tract Disease (FLUTD)
Diabetes
Heart disease
Renal disease
Hyperthyroidism
Gastrointestinal problems (medical)
Outer and inner ear infections
Arthritis
Hypoadrenocorticism (Cushing's disease)
Hypoadrenocorticism (Addison's disease)
Urolithiasis (Urinary Stones)
Other illnesses
Accident only
Specified illness
Accident Plus
illness
Accident Plus
Indoor Cat
Peace of Mind
Ultimate Care
Cancer / Neoplasia
Eye Trauma
Other eye conditions (such as cataracts and cherry eye)
Urolithiasis (urinary stones)
Brachycephalic airway syndrome
Elbow dysplasia
Hip dysplasia
Patella luxation
Anal sac removal
Gastrointestinal Problems
stated conditions only
Waiting period
30 days for some conditions;
6 months for cruciate ligament conditions#;
See Section 2 of the PDS for further information
30 days for some conditions; 6 months for cancer conditions; See Sections 1 & 2 of the PDS for further information
30 days for some conditions;
6 months for cruciate ligament conditions#;
See Section 2 of the PDS for further information
30 days for some conditions; 6 months for cruciate ligament conditions#; See Section 2 of the PDS for further information. 6 months for Dental Illness Benefit, see section 5 of the PDS for further information. 30 days for alternative and complementary medicine (if selected), see Section 4 of the PDS for further information.

1. In relation to conditions covered by your policy.

2. The Cruciate ligament sublimit in WA/ACT/NT is $3,200. You may be eligible for a higher limit under the Accident Plus and Peace of Mind Plans and if so this will be printed on your Certificate of Insurance.

3. We will only cover one (1) incident of swalllowing a foreign object that causes a blockage or obstruction requiring surgical or endoscopic removal per Policy Period.

4. Your Pet is only covered for Vet Expenses and Treatment whilst overseas with you in New Zealand or Norfolk Island, subject to your Benefit Percentage and Benefit Limits. Exclusions apply - refer to the Product Disclosure Statement.

# The Cruciate Ligament waiting period may be waived if a Cruciate Ligament Exam Form is completed and signed by your vet on or after the policy commencement date and received within 14 days of the examination date.

^PetSure data from 01/09/2017 - 30/09/2018

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