Covers your pet for Specified Accidental Injuries
Covers your pet for stated conditions
Covers your pet for Specified Accidental Injuries and Illness
Covers your pet for Specified Accidental Injuries and Illness (incl. dental illness benefit)
Benefit percentage
(% of vet bill covered)
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Choice of 60%, 70% or 80%
Dental illness
(annual limit $1,000)
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Alternative therapy
(annual limit $1,000)
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Option to add $1,000 limit
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Consultation fees1
(annual sub-limit)
Laboratory & diagnostic tests1
Hip Joint Surgery
(annual sub-limit per hip)
$7,600
(stated accidents only)
Total hip
replacement
(Covered under the Hip Joint
Surgery sub-limit)
Cruciate ligament conditions
Tick paralysis
cover
(annual sub-limit)
Specified Accidental Injury and Illness
Allergic reactions to a specified list of insect and arachnid bites
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Lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Bite wound or fight wound abscesses
Ingestion of foreign object3
Traumatic spinal disc rupture
Medical
/ hormonal conditions
Feline Lower Urinary Tract Disease
(FLUTD)
Gastrointestinal problems
(medical)
Outer and inner ear infections
Hypoadrenocorticism (Cushing's
disease)
Hypoadrenocorticism (Addison's
disease)
Urolithiasis (Urinary Stones)
Other eye conditions (such as
cataracts and cherry eye)
Urolithiasis (urinary stones)
Brachycephalic airway syndrome
Gastrointestinal Problems
Nil for specified accidental injuries, nil for Routine Care, 6 months for cruciate ligament conditions.#
30 days for stated conditions; 6 months for cancer conditions.
Nil for specified accidental injuries, nil for Routine Care, 30 days for illness, 6 months for cruciate ligament conditions.#
Nil for specified accidental injuries, nil for Routine Care, 30 days for illness and alternative therapy, 6 months for dental illness, 6 months for cruciate ligament conditions.#
Pre-existing condition review
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Product Features Table Footnotes
1. In relation to conditions covered by your policy.
2. The Cruciate ligament sublimit in WA/ACT/NT is $3,200. You may be eligible for a higher limit under the Accident
Plus and Peace of Mind Plans and if so this will be printed on
your Certificate of Insurance.
3. We will only cover one (1) incident of swalllowing a
foreign object that causes a blockage or obstruction requiring
surgical or endoscopic removal per Policy Period.
4. Your Pet is only covered for Vet Expenses and Treatment
whilst overseas with you in New Zealand or Norfolk Island, subject
to your Benefit Percentage and Benefit Limits. Exclusions apply - refer to
the Product Disclosure Statement.
5. You may apply for a review of a condition that existed or occurred prior to the commencement
date of the first policy period or within an applicable waiting period, if it has been excluded from cover as a pre-existing condition.
Whether that is the case will depend on the nature and experience of the condition, and some conditions are eligible for review after an
18-month period – refer to your Policy Booklet for more information, terms and conditions.
# The Cruciate Ligament waiting period may be waived if a
Cruciate Ligament Exam Form is completed and signed by your vet
on or after the policy commencement date and received within 14
days of the examination date.
