Accident only
Accident and illness
Accident Plus
Peace of Mind
Ultimate Care
Plan coverage
Covers your pet for Specified Accidental Injuries
Covers your pet for Specified Accidental Injuries and Illness
Covers your pet for Specified Accidental Injuries and Illness (incl. dental illness benefit)
Annual benefit limit
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$10,000
$15,000
$20,000
Benefit percentage
(% of vet bill covered)
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80%
Choice of 60%, 70%, or 80%
80%
Excess
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$0 excess
$0 excess
$0 excess
Routine Care cover
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Optional
Optional
Optional
Dental illness
(annual limit $1,000)
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$1,000
Alternative therapy
(annual limit $1,000)
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Option to add $1,000 limit
Eligibility?
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Pets 8 weeks and older
Pets 8 weeks to 9 years
Pets 8 weeks to 9 years
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Accident only
Accident and illness
Accident Plus
Peace of Mind
Ultimate Care
Consultation fees1
(annual sub-limit)
$300
$300
$300
After-hours emergencies1
Specialist care1
Laboratory & diagnostic tests1
Hospitalisation1
Radiology 1
Medicines & drugs1
Surgery1
Hip Joint Surgery
(annual sub-limit per hip)
$7,600
(stated accidents only)
$7,600
$7,600
Total hip replacement
(Covered under the Hip Joint Surgery sub-limit)
(stated accidents only)
Cruciate ligament conditions
$2,6002
$2,6002
$3,200
Tick paralysis cover
(annual sub-limit)
$1,200
$2,000
$3,000
Emergency boarding3
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$500
$500
$1,000
Overseas pet travel4
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Accident only
Accident and illness
Accident Plus
Peace of Mind
Ultimate Care
Motor vehicle incidents
Heat stroke
Burns
Poisoning
Electrocution
Allergic reactions to a specified list of insect and arachnid bites
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Bone fractures
Snake bite toxicity
Embedded grass seed
Lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Bite wound or fight wound abscesses
Soft tissue injury
Ingestion of foreign object
Traumatic spinal disc rupture
Accident only
Accident and illness
Accident Plus
Peace of Mind
Ultimate Care
Cancer
Diabetes
Heart disease
Renal disease
Hyperthyroidism
Gastrointestinal problems (medical)
Hypoadrenocorticism (Cushing's disease)
Hypoadrenocorticism (Addison's disease)
Urolithiasis (Urinary stones)
Other illnesses
Accident only
Accident and illness
Accident Plus
Peace of Mind
Ultimate Care
Cancer
Eye Trauma
Other eye conditions (such as cataracts and cherry eye)
Urolithiasis (urinary stones)
Brachycephalic airway syndrome
Elbow dysplasia
Hip dysplasia
Patella luxation
Anal sac removal
Gastric Dilatation-Volvulus (GDV) (Otherwise known as canine bloat)
Waiting period
Nil for specified accidental injuries, nil for Routine Care, 30 days for specified illness items, 6 months for cruciate ligament conditions.#
Nil for specified accidental injuries, nil for Routine Care, 30 days for illness, 6 months for cruciate ligament conditions.#
Nil for specified accidental injuries, nil for Routine Care, 30 days for illness and alternative therapy, 6 months for dental illness, 6 months for cruciate ligament conditions.#
Pre-existing condition review
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Product Features Table Footnotes

1. In relation to conditions covered by your policy.

2. The Cruciate ligament sublimit in WA/ACT/NT is $3,200. You may be eligible for a higher limit under the Accident Plus and Peace of Mind Plans and if so this will be printed on your Certificate of Insurance.

3. Terms and conditions apply. Refer to the applicable Product Disclosure Statement for further details.

4. Your Pet is only covered for Vet Expenses and Treatment whilst overseas with you in New Zealand or Norfolk Island, subject to your Benefit Percentage and Benefit Limits. Exclusions apply - refer to the Product Disclosure Statement.

5. You may apply for a review of a condition that existed or occurred prior to the commencement date of the first policy period or within an applicable waiting period, if it has been excluded from cover as a pre-existing condition. Whether that is the case will depend on the nature and experience of the condition, and some conditions are eligible for review after an 18-month period – refer to your Policy Booklet for more information, terms and conditions.

# The Cruciate Ligament waiting period may be waived if a Cruciate Ligament Exam Form is completed and signed by your vet on or after the policy commencement date and received within 14 days of the examination date.

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