Covers your pet for Specified Accidental Injuries
Covers your pet for Specified Accidental Injuries and Illness
Covers your pet for Specified Accidental Injuries and Illness (incl. dental illness benefit)
Benefit percentage
(% of vet bill covered)
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Choice of 60%, 70%, or 80%
Dental illness
(annual limit $1,000)
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Alternative therapy
(annual limit $1,000)
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Option to add $1,000 limit
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Consultation
fees1
(annual sub-limit)
Laboratory & diagnostic tests1
Hip Joint Surgery
(annual sub-limit per
hip)
$7,600
(stated accidents only)
Total hip
replacement
(Covered under the Hip
Joint Surgery sub-limit)
Cruciate ligament conditions
Tick
paralysis cover
(annual sub-limit)
Specified Accidental Injury and Illness
Allergic reactions to a specified list of insect and arachnid bites
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Lacerations or abrasion of tissue, skin or mucous membrane due to external violence
Bite wound or fight wound abscesses
Ingestion of foreign
object
Traumatic spinal disc rupture
Medical / hormonal conditions
Gastrointestinal problems
(medical)
Hypoadrenocorticism (Cushing's
disease)
Hypoadrenocorticism (Addison's
disease)
Urolithiasis (Urinary stones)
Other eye conditions (such as
cataracts and cherry eye)
Urolithiasis (urinary stones)
Brachycephalic airway
syndrome
Gastric Dilatation-Volvulus (GDV)
(Otherwise known as canine
bloat)
Nil for specified accidental injuries, nil for Routine Care, 6 months for cruciate ligament conditions.#
Nil for specified accidental injuries, nil for Routine Care, 30 days for illness, 6 months for cruciate ligament conditions.#
Nil for specified accidental injuries, nil for Routine Care, 30 days for illness and alternative therapy, 6 months for dental illness, 6 months for cruciate ligament conditions.#
Pre-existing condition review
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Product Features Table Footnotes
1. In relation to conditions covered by your policy.
2. The Cruciate ligament sublimit in WA/ACT/NT is $3,200. You may be eligible for a higher limit under the Accident
Plus and Peace of Mind Plans and if so this will be printed on
your Certificate of Insurance.
3. Terms and conditions apply. Refer to the applicable Product Disclosure Statement for further details.
4. Your Pet is only covered for Vet Expenses and Treatment
whilst overseas with you in New Zealand or Norfolk Island, subject
to your Benefit Percentage and Benefit Limits. Exclusions apply - refer to
the Product Disclosure Statement.
5. You may apply for a review of a condition that existed or occurred prior to the commencement
date of the first policy period or within an applicable waiting period, if it has been excluded from cover as a pre-existing condition.
Whether that is the case will depend on the nature and experience of the condition, and some conditions are eligible for review after an
18-month period – refer to your Policy Booklet for more information, terms and conditions.
# The Cruciate Ligament waiting period may be waived if a
Cruciate Ligament Exam Form is completed and signed by your vet
on or after the policy commencement date and received within 14
days of the examination date.
