Nicky Klugman

Nicky has worked as a content writer at Bow Wow Meow Pet Insurance since mid-2018 and now holds the role of our Marketing Communications and Content Specialist. Nicky holds a Bachelor of Arts degree, a Diploma of Higher Education and an Honours degree in Psychology. She has previously worked in the field of Human Resource Management and Training.

Nicky is an animal-lover who is particularly interested in animal behaviour and the relationships between humans and their pets. While growing up, dogs were always an integral part of the family. Nicky became a ‘mum’ for the first time at age 21 when she was gifted a Maltese puppy called Nibbles. Nowadays Nicky is mum to three human sons and a rescue pup called Dobby.

In her free time, Nicky enjoys spending time outdoors, exercising, reading and solving cryptic crossword puzzles with her family. Her motivation is to live a long and happy life by keeping physically and mentally active and healthy.

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October 16, 2025

Finding the perfect pet care option for the holidays

Heading away these holidays? Explore the best pet care options — from kennels and catteries to in-home sitters and trusted friends — to keep your dog or cat happy and safe while you’re gone.

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October 14, 2025

Pet insurance vs savings account: Which is better for vet bills?

Here's the pros and cons of pet insurance vs savings account for vet bills in Australia. Learn how each option can work to manage your pet's vet care costs.

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October 7, 2025

Understanding your dog’s behaviour: Decoding dog-speak

Decode your dog’s body language and emotions with our easy guide to dog behaviour. Discover what tail wags, ear positions and posture really mean.

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October 6, 2025

Cat tail signs: What your cat’s tail tells you

Do you know what your cat is telling you with their tail? Learn how the tail is key in understanding your cat's complex communication system.

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September 24, 2025

The top 10 dogs In Australia – our most popular breeds

Discover the most-loved dog breeds in Australia. Learn about their temperaments, sizes, personalities & health issues to find the perfect furry companion for you.

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September 4, 2025

The top health problems for kittens

There are some common health conditions that can affect kittens. We share what these are, how much they could cost & give advice to prevent them.

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September 1, 2025

Hunting dog breeds – Best dogs for hunting

Discover the top hunting dog breeds, their characteristics, and how to choose the right one. Find the best dogs for hunting in this comprehensive guide.

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September 1, 2025

The top 10 small dogs in Australia

Here is our list of the top 10 small sized dogs for Australia. These tiny breeds make great companions, are smart & cute, and generally weigh under 10 kg.

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August 29, 2025

Top 10 medium-sized dogs In Australia

Here is our list of the top 10 medium sized dogs for Australia. Get More articles like this from Bow Wow Insurance

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August 29, 2025

Osteoarthritis in dogs

Osteoarthritis (OA) is the most common form of arthritis in dogs and often develops slowly. Learn about symptoms, contributing factors in dogs & diagnosis.

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August 26, 2025

Bite injury in cats and dogs

Injuries from animal bites can range from bruises and small scratches to life threatening wounds requiring intensive medical care.

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August 24, 2025

Best dog breeds for hiking and outdoors

Looking for the perfect dog breed for hiking? Browse our list of best active dog breeds including pictures, breed info, breed history, temperament and more.

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