Nicky Klugman
Nicky has worked as a content writer at Bow Wow Meow Pet Insurance since mid-2018 and now holds the role of our Marketing Communications and Content Specialist. Nicky holds a Bachelor of Arts degree, a Diploma of Higher Education and an Honours degree in Psychology. She has previously worked in the field of Human Resource Management and Training.
Nicky is an animal-lover who is particularly interested in animal behaviour and the relationships between humans and their pets. While growing up, dogs were always an integral part of the family. Nicky became a ‘mum’ for the first time at age 21 when she was gifted a Maltese puppy called Nibbles. Nowadays Nicky is mum to three human sons and a rescue pup called Dobby.
In her free time, Nicky enjoys spending time outdoors, exercising, reading and solving cryptic crossword puzzles with her family. Her motivation is to live a long and happy life by keeping physically and mentally active and healthy.
October 29, 2026
Pet insurance that covers hip dysplasia in cats
Hip dysplasia affects more cats than owners realise, especially Maine Coons. See symptoms, AU treatment costs, and insurance options.
October 29, 2026
Pet insurance that covers elbow dysplasia in dogs
Elbow dysplasia is a leading cause of front leg lameness in large breeds. See Australian treatment costs and what pet insurance covers.
October 27, 2026
What does pet insurance cover?
Learn what Bow Wow Meow pet insurance may cover, including accidents, illnesses, surgery, dental treatment, routine care and key exclusions.
October 27, 2026
Hero Pet Tiko, the little rescue kitten who survived two emergencies
Rescue kitten Tiko survived two emergencies in two months. Read how Bow Wow Meow Pet Insurance helped Katie get her the care she needed.
October 1, 2026
Hero Pet Teddy, the little Cavalier who found his appetite for life
Meet Teddy, the Cavalier who needed specialist surgery as a puppy. Discover how Bow Wow Meow Pet Insurance helped his family focus on his recovery.
August 27, 2026
Cherry eye surgery cost in Australia
Learn about cherry eye surgery costs in Australia, including treatment options, recovery, factors affecting pricing and how pet insurance may help cover eligible veterinary expenses.
August 4, 2026
Pet insurance that covers urinary tract infections in dogs in Australia
Urinary tract infections in dogs can lead to costly testing and treatment. Learn common symptoms, treatment costs and what pet insurance may cover in Australia.
August 4, 2026
Pet insurance that covers liver disease in Australia
Liver disease in dogs can lead to costly testing and treatment. Learn the symptoms, treatment costs and what pet insurance may cover in Australia.
July 9, 2026
How to care for your dog or cat’s teeth
Learn how to care for your dog or cat’s teeth, recognise signs of dental disease, brush safely and support better pet dental hygiene at home.
June 30, 2026
Why is my dog limping? A practical guide for dog owners
Is your dog limping or favouring one leg? Learn common causes of limping in dogs, when to see a vet and what you can safely do at home to help.
June 30, 2026
Why is my cat limping – or not jumping like they used to?
Is your cat limping, moving stiffly or no longer jumping like they used to? Learn common causes, warning signs and when to see a vet.
June 2, 2026
Pet insurance that covers diabetes in Australia
Diabetes in pets often requires lifelong treatment and monitoring. Learn what pet insurance may cover, typical diabetes treatment costs in Australia, and how to compare policies.
