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Protect your pets with Bow Wow Meow

C.A.R. Members get your first 2 months free!*

Get a quote

*To get this offer, use the promo code sent to you with your membership by Central Animal Records 

Award-winning pet insurance

It can take only a minute. Without us realising, our curious pets can pick up a bit of human food that may be dangerous, or nibble on a plant and quickly become ill. We can never take our pets’ health for granted and it pays to be prepared.

Pet Insurance can help ease the burden of unexpected vet bills from accidents and illnesses, allowing you to focus on getting the best treatment for your fur baby without worrying about how you will pay for it.

Bow Wow Meow is proud to have been chosen by Product Review as Pet Insurance Award winners for the past 6 years running and to have received the Finder award for Best Value Pet Insurance in 2024. We offer a range of flexible pet insurance plans to suit our customers’ needs and budgets, and are underwritten by Australia’s leading pet insurer.

  • Up to 80% rebate on vet bills
  • Comprehensive cover for poisoning
  • No excess
  • Lifetime Cover4
  • Fast and easy claim processing with GapOnly® payment option
  • 24/7 complimentary VetChat access

Testimonials from our pet parents

Our beautiful dog Charli is now 7 years old and has had to have 4 major operations to remove benign lumps. Bow Wow Meow (which we have had for over 7 years) has covered 80% of these costs each time which was an enormous financial help for us. The service has been outstanding and we have had absolutely no issues in resolving the claim. It was a simple, stress free process. Our pet insurance has been a lifesaver for us and the best thing we did."
Charli
Amanda's beloved Border Collie x Kelpie, Charli, has repeatedly had benign lumps growing on her body, each of which has required expensive surgery to remove. She says that her Bow Wow policy has been a lifesaver.
When our cat Leo suddenly started drooling and vomiting, we didn't know what had happened. It took us a while to figure out that he had eaten some lily plants in the garden of our neighbours' house. After rushing Leo to the vet, we were able to get him the treatment he needed but were shocked by the bills. We were very glad that we had insured him as a kitten and were able to claim back the vet bills from Bow Wow Meow."
Leonardo
Leonardo the domestic shorthair cat was treated for poisoning after eating some highly toxic lily plants. His family were very grateful to get over $1,100 back from Bow Wow Meow for his vet treatment.
A few years ago, our newly adopted Australian Sheppard Sunny, cleverly opened a childproof bottle of gout medication and a bottle of herbal sleeping tablets and consumed them all. The animal hospital said she had a 30% chance of survival and, had she been a smaller dog, she would certainly not have made it. She remained in hospital for the week where she was treated and nursed back to health. The entire stay plus all the intervention and assistance to keep Sunny alive was covered by Bow Wow Meow, with almost $3,000 reimbursed to us with no fuss. Sunny is going to be 12 next month and is in perfect health. Hopefully we will have many more years with her and we are so grateful she got a second chance.”
Sunny
Lara and Paul's Aussie Sheppard Sunny nearly died after she ate gout medication and sleeping tablets. Bow Wow Meow paid out over almost $3,000 for her treatment to get her back to full health.

CAR Members get your first 2 months free!*

Get a quote

*To get this offer, use the promo code sent to you with your membership by Central Animal Records 

*Offer commences on 21 May 2024 at 12.00am AET and ends on 31 December 2025 at 11.59pm AET (Offer Period). Offer provides customers of Central Animal Records Australia Pty Ltd (ABN 74 052 993 101) with two months free in their first policy year only when they purchase a Bow Wow Meow Pet Insurance Policy during the Offer Period (Offer). For monthly or fortnightly instalment payers, you will not be charged an instalment for the first two months of your first policy period and your instalments will commence to be charged from the third month of your policy period. For annual payments, the two months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Bow Wow Meow Pet Insurance policies purchased during the Offer Period, online or by phone using promo code provided. Offer will cease if you change your level of cover. Not available with any other offer except for the 10% multi-pet discount for additional pets. Offer subject to the terms and conditions of the Bow Wow Meow Pet Insurance policy. Eligibility criteria applies for Bow Wow Meow Pet Insurance (refer to the Product Disclosure Statement). Bow Wow Meow Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.

Our customers
love us

Claim paid in 24hrs! Amazing service
Marc, Jan 24
Glad we have insurance
Wendy, Nov 23
Bow Wow is amazing!
Cecilia, Feb 24
Great coverage & refund with no fuss
Sarah, Aug 22
Very surprised at how much we saved
Fishman, May 23
Claims process is fantastic!
Monique, Oct 22
Using the portal was quick & easy.
TP, Oct 23
Always a positive experience
Melissa, Mar 24
10 out of 10
Elise, Nov 23
Peace of mind & fast turnaround
Kath, Oct 22
Amazed at how easy it was to claim!
Cassie, Jun 23

Free engraved
pet tag for each
insured pet3

Senior dog Bamba tore a ligament

Andrew’s girl, Sandy, needed surgery to repair torn cruciate ligaments

Loren’s Ragdoll, Ruby, was bitten by a redback spider

Mike’s Border Collie, Lucky, developed epilepsy at 9 years of age

Lauren’s Labrador Moose needed Luxating Patella surgery

Rachel's little girl, Lilly, racked up over $55,000 in vet expenses over 9 years

Susanne’s German Shepherd, Milly, was diagnosed with aggressive cancer

Penny’s active Border Collie, Joey, had hip dysplasia in both hips

At 5 months of age, Odin the Alaskan Malamute wasn’t walking quite right

VIEW MORE VIDEOS

10% discount
for multiple pets1


Our customers love us

Over 40% of our policy holders have been referred by their friends, vet or breeder
Claim paid in 24hrs!! Amazing service!
Marc, Burleigh Heads QLD
One of the best insurers I have dealt with.
John, Wollongong NSW
Has been a lifesaver!
Cat, Ashfield WA
Fast, efficient claims process
Clare, Mt Barker SA
Very surprised at how much we saved.
Fishman, Cronulla NSW
Claims process is fantastic!
Monique, Bowen Hills QLD
Using the portal was quick & easy.
Terry, Gippsland VIC
Exceptional service & quick payment!
Simon, Larrakeyah NT
Would not be without it.
Alex, Caulfield VIC
Peace of mind. Very friendly staff.
Marilyn, Bondi NSW
Amazed at how easy it was to claim!
Cassie, Launceston TAS

Bow Wow Meow is proud to have been chosen as Product Review’s Pet Insurance Award Winner every year from 2018 to 2024! This is based on 2,979 independent customer reviews (as at 05/12/2024), with an overall rating of 4.3*

Google Review rating = 4.5* (based on 954 reviews)

Trust Pilot rating = 4.7* (based on 530 reviews)