Understanding Pet Insurance: Does it cover desexing?
Some of the many pertinent questions new pet owners may have concern desexing their newest family member, such as “Is desexing covered by pet insurance?” and “How much does desexing cost?”
These are particularly relevant questions, especially as a growing number of local councils in Australia have now passed legislation requiring that pets be desexed unless they are to be used for breeding purposes.
Let’s look into these and other important questions around desexing, and what pet insurance does and doesn’t cover, in some more detail.
- To learn more about desexing dogs and puppies, read our guide.
- To learn more about desexing cats and kittens, read our guide.
Exploring Pet Insurance coverage
While we all want the best for our pets, a serious health condition or injury can come at quite a considerable cost. If we don’t have bottomless pockets, a comprehensive pet insurance plan is a means to ensuring that you can still provide the care your fur baby needs.
Some pet insurance policies may only cover accidents, while others cover both accidents and illnesses, so do your research and make sure you get the cover that’s appropriate for your pets’ needs. Always read the policy’s PDS (Product Disclosure Statements) and look for any information about exclusions, excesses, waiting periods and annual limits.
Because it is difficult to predict the costs of veterinary care, it can help to have measures in place to help prepare for the unexpected. Pet insurance can help by covering a portion of the eligible vet bill if the unexpected does happen.
Get a quote for 2 months free pet insurance for your pet in the first year.
Conclusion: Desexing coverage in Pet Insurance
Routine desexing is an elective procedure which is a general exclusion under most pet insurance policies.
Remember that desexing coverage should not be the deciding factor when choosing a Pet Insurance provider. Be sure to research the customer reviews, ratings, and complaints about the insurance company or companies you are considering. Feedback from existing and previous customers can provide a lot of valuable information, especially when it comes to customer service.
- Do you have questions about cat and kitten vaccination schedules and costs? Read our comprehensive guide.
- Do you have questions about dog and puppy vaccination schedules and costs? Read our comprehensive guide.
Unsure how serious it is?
Bow Wow Meow policy holders can get a complimentary VetChat consult membership which gives you access to 24/7 online vet consults. If you are unsure about any symptoms your pet is experiencing, or have any concerns about your pet’s health, you can contact them anytime via video or live message.
Find out more about our pet insurance options