Nicky Klugman

Nicky has worked as a content writer at Bow Wow Meow Pet Insurance since mid-2018 and now holds the role of our Marketing Communications and Content Specialist. Nicky holds a Bachelor of Arts degree, a Diploma of Higher Education and an Honours degree in Psychology. She has previously worked in the field of Human Resource Management and Training.

Nicky with her rescue dog Dobby photoNicky is an animal-lover who is particularly interested in animal behaviour and the relationships between humans and their pets. While growing up, dogs were always an integral part of the family. Nicky became a ‘mum’ for the first time at age 21 when she was gifted a Maltese puppy called Nibbles. Nowadays Nicky is mum to three human sons and a rescue pup called Dobby.

In her free time, Nicky enjoys spending time outdoors, exercising, reading and solving cryptic crossword puzzles with her family. Her motivation is to live a long and happy life by keeping physically and mentally active and healthy.

Showing 49 - 72 of 300 articles
,
,

September 1, 2025

The top 10 small dogs in Australia

Here is our list of the top 10 small sized dogs for Australia. These tiny breeds make great companions, are smart & cute, and generally weigh under 10 kg.

Read more
,
,

August 29, 2025

Top 10 medium-sized dogs In Australia

Here is our list of the top 10 medium sized dogs for Australia. Get More articles like this from Bow Wow Insurance

Read more
,
,

August 29, 2025

The top 10 hypoallergenic Cats

While there’s no such thing as a 100% hypoallergenic cat, we've put together a number of breeds that are less likely to cause sneezing and other allergies.

Read more
,
,

August 29, 2025

Osteoarthritis in dogs: signs, treatment and how to help an arthritic dog

Learn the signs of osteoarthritis in dogs, what causes it, how vets diagnose it, treatment options, home care tips and when to see a vet.

Read more
,
,

August 27, 2025

Smartest dog breeds: The top 10 clever canines

Discover the top 10 smartest dog breeds, from Border Collies to Labradors. See how they rank, why they’re intelligent, and what owners should know.

Read more
,
,

August 26, 2025

Bite wounds in dogs and cats: symptoms, treatment and when to see a vet

Learn how to recognise bite wounds in dogs and cats, why small punctures can be serious, when to seek emergency care and how vets treat bite injuries.

Read more
,
,

August 24, 2025

Best dog breeds for hiking and outdoors

Looking for the perfect dog breed for hiking? Browse our list of best active dog breeds including pictures, breed info, breed history, temperament and more.

Read more
,
,

August 23, 2025

Japanese dog breeds – Breed info

Looking for the perfect Japanese dog breed? Browse our list of Japanese dog breeds including pictures, breed info, breed history, temperament and more.

Read more
,
,

August 15, 2025

The top ten most colourful dog breeds

Looking for the perfect colourful dog breed? Browse our list of colourful dog breeds including pictures, breed info, breed history, temperament and more.

Read more
,
,

August 15, 2025

The biggest dog breeds: Our top 8 biggest dog breeds

Looking for the perfect giant dog breed? Browse our list of the top largest dog breeds including pictures, info breed history, temperament and more.

Read more
,
,

August 14, 2025

Why does my cat stare at me? Understanding feline behaviour

Discover why your cat stares at you. Uncover feline behavior mysteries and strengthen your bond with your pet through understanding.

Read more
,
,

August 13, 2025

Health concerns in older dogs: signs, common conditions and care tips

Learn about common health concerns in older dogs, including arthritis, dental disease, lumps, vision loss, heart disease, kidney disease and cognitive changes, plus signs your senior dog needs a vet.

Read more
,
,

August 7, 2025

Why does my dog stare? Canine behaviour explained

Why does your dog stare? Explore our comprehensive guide to canine behaviour for insights. Understand your pup better and strengthen your bond today!

Read more
,
,

August 7, 2025

Kitty tummy troubles? A cat owner’s guide to gastro

Learn about the causes, symptoms, treatment, and prevention of gastroenteritis in cats. Seek professional advice to help your furry friend feel better.

Read more
,
,

August 6, 2025

Different diets for cats – What to feed your cat

Learn what to feed your cat to ensure they stay healthy and strong. Explore the best food options, key nutrients, and feeding tips to provide a balanced diet.

Read more
,
,

August 5, 2025

Doggy tummy troubles? A dog owner’s guide to gastro

Learn about the causes, symptoms, treatment, and prevention of gastroenteritis in dogs. Seek professional advice to help your furry friend feel better.

Read more
,
,

August 5, 2025

Dermatitis in dogs and cats: symptoms, causes and treatment

Dermatitis can cause itchy, inflamed skin in dogs and cats. Learn the common signs, causes, diagnosis and treatment options, and when to see your vet.

Read more
,
,

July 30, 2025

Is pet insurance worth it in Australia? Costs, pros and cons

Wondering if pet insurance is worth it? Compare average vet costs, pet insurance premiums, pros and cons, and how to decide if it is right for your dog or cat.

Read more
,
,

July 29, 2025

Ear infections in dogs and cats

Otitis externa is a common ear condition in dogs & cats, where the external ear canal becomes inflamed. Learn the causes, symptoms, diagnosis & cost.

Read more
,
,

July 29, 2025

Stop the itching: What you need to know about allergies in dogs

Dog allergies explained: itching triggers, diagnosis and treatment to stop the scratching and protect skin health. Get vet advice.

Read more
,
,

July 28, 2025

UTIs in cats: signs, treatment and when it’s an emergency

Learn the signs of urinary tract infections in cats, how UTIs differ from cystitis and urinary blockage, when to see a vet and how treatment works.

Read more
,
,

July 24, 2025

Indoor workouts and rainy day games for dogs

Discover fun indoor games and rainy day activities for dogs, including scent games, training exercises, fetch, and enrichment ideas to keep your dog active and entertained indoors.

Read more
,
,

July 20, 2025

How long can you leave a dog or puppy alone?

How long can you leave a dog or puppy alone? See age-based guidance, warning signs and practical ways to make home-alone time safer for owners.

Read more
,
,

July 17, 2025

Wounds in dogs and cats: first aid, treatment and recovery

Learn how to recognise serious wounds in dogs and cats, give safe first aid, spot infection and support recovery after veterinary treatment.

Read more
Page 1 2 3 4 5 … 13

10% discount for multiple pets1

Free engraved pet ID tag on sign up3

Customer Satisfaction

21 day cooling off
Lifetime Cover4
GapOnly® claiming