Compare our pet insurance plans

Choose the cover option that suits you best

The table below enables you to quickly and easily compare the features of each of our different plans. Bow Wow Meow’s policies also come with a range of additional benefits, including a free pet tag, emergency boarding and overseas pet travel insurance! These are outlined below the table.

Other questions? Please visit our Q&A page.

  • Accident Plan
    • $8,000 annual benefit limit
    • Up to 80% of vet bill covered
    • Excess of $0 or $100 per each unrelated condition
    • Lifetime cover - renewal offer guaranteed
    • Accidental injury
    • Consultations & visits
    • After-hours emergency visits
    • Specialist care
    • Laboratory and diagnostic tests for covered conditions
    • Hospitalisation
    • Radiology
    • Medicines & drugs
    • Surgery
    • Cruciate ligament surgery
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • -
    • No waiting period*
    • 21 day cooling-off period
    • Premiums refunded if your pet dies
  • Major Medical Plan
    • $8,000 or $12,000 annual benefit limit
    • Up to 80% of vet bill covered
    • Excess of $500 per each unrelated condition
    • Lifetime cover - renewal offer guaranteed
    • Accidental injury
    • Consultations & visits
    • After-hours emergency visits
    • Specialist care
    • Laboratory and diagnostic tests for covered conditions
    • Hospitalisation
    • Radiology
    • Medicines & drugs
    • Surgery
    • Cruciate ligament surgery
    • Hereditary and congenital conditions
    • Covers illnesses
    • Cancer treatment
    • Skin conditions e.g. allergies
    • Ear/eye conditions
    • Gastrointestinal problems
    • Infectious diseases
    • Tick paralysis
    • Optional routine care cover
    • No waiting period for accidents, 30 days for illness conditions*
    • 21 day cooling-off period
    • Premiums refunded if your pet dies

*Note: 6 month waiting period applies for cruciate conditions unless your vet certifies that no cruciate conditions exist on joining.

Additional benefits

Our plans come with a range of extra benefits:

Free Bow Wow Meow pet tag

Policy holders will be provided with a free customisable ID tag for their pet, which will be emailed after the 21 day cooling off period has ended.

Emergency Boarding fees

We will pay up to $20.00 per day for the cost of boarding your pet at a licensed pet boarding facility if you are hospitalized for more than 5 days up to a maximum of $500.00 per year

Tick Paralysis benefit

We will pay an annual limit of $500 under our $8,000 annual limit and $1,000 under our $12,000 annual limit for veterinary costs relating to the treatment of paralysis ticks (Comprehensive and Major Medical Plans only)

Overseas Pet Travel Insurance

We will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia

Click here for more information on optional routine care cover.

Other questions? Please visit our Q&A page.

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  • “We were ecstatic that we made the decision to take out pet insurance. Milo’s operations cost approximately $6,500. Without Bow Wow Meow we most likely would not have been able to have Milo’s operations performed.” more

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